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Board of Directors

Sunil Patel

Sunil Vinayak Patel

Sunil Patel is the Non-Executive Chairman and Independent Director of Ujjivan Small Finance Bank. He is a practicing Chartered Accountant and Former Director of A. F. Ferguson and Co. and former Partner of A. F. Ferguson Associates.... He was an Independent Director in L&T Investment Management Limited from 1997 to 2013. Mr. Patel holds a Master's degree in Business Administration from Wharton Business School, University of Pennsylvania.Know More

Samit Ghosh

Mr. Ghosh was a career banker for over 30 years and worked both in South Asia and the Middle East. He started his career with Citibank in 1975 and later worked with Standard Chartered Bank, HDFC Bank and the Bank Muscat, and holds a master of business administration degree from the Wharton School of Business at the University of Pennsylvania. ...He was the past President of Microfinance Institutions Network and the chairman of Association of Karnataka Microfinance Institutions (AKMI). He was an Executive Managing Director and Chief Executive Officer of ‘Ujjivan Financial Services Limited’ till January 31, 2017.Know More

 Samit Ghosh
 Vandana Viswanathan

Vandana Viswanathan

Vandana Viswanathan is a Non-Executive, Director of Ujjivan Small Finance Bank. She is an Independent Director in 'Ujjivan Financial Services Limited'. She is a Co-founder of Cocoon Consulting, a management and human resources consulting firm since 2000. ...She holds a Master's degree in Personnel Management and Industrial Relations from the Tata Institute of Social Sciences and a Bachelor's degree in Science from Bangalore University.Know More

Nandlal Sarda

Nandlal Sarda is a Non-Executive, Independent Director of Ujjivan Small Finance Bank. He was Professor of Computer Science and Engineering at IIT Bombay and is presently a Visiting Professor at the newly established IIT Dharwad. ...He has received his Master's degree and Doctorate in Computer Science and Engineering from Indian Institute of Technology, Bombay. Mr. Sarda has served as Director on the board of Union Bank of India, The Clearing Corporation of India Limited, IDBI Intech Limited and Andhra Bank. He is a Director on the boards of Cybertech Systems and Software Limited and eMudhra.Know More

Nandlal Sarda
Luis Miranda

Luis Miranda

Luis Miranda is a Non-Executive, Independent Director of the Bank. He was the president and CEO of IDFC Private Equity till 2010. He was earlier a partner and managing director in ChrysCapital. He has worked with various banks like Citibank, HSBC and HDFC in the past.... He has extensive experience in dealing with early stage companies and private equity investing. He is currently involved as an advisor to various profit and non-profit organisations. He is Chairman of the Centre for Civil Society and CORO India. Mr. Miranda holds an MBA from Booth School of Business, The University of Chicago and is a Chartered Accountant. He holds a Master’s degree in Commerce from the University of Mumbai.Know More

Prabal Kumar Sen

Prof. Prabal K. Sen is a Non-Executive, Independent Director of the Bank. He has to his credit over 41 years of experience in teaching, training, research and corporate management. ... He has been Professor of Economics and Founder Chairperson, Entrepreneurship Development Centre (EDC) at XLRI, Jamshedpur till September 30, 2017, when he superannuated. Prior to his association with XLRI since March 2007, Prof. Sen worked for the Institute of Rural Management Anand (IRMA) as a Chair Professor for six years (2001-2007) and served a public sector bank for over 23 years (1978 -2001), where he occupied senior management positions in fields related to economic research, planning & development, general management and priority sector credit including rural and small business finance and credit planning. Earlier, he had served Burdwan University as a Lecturer in the Post Graduate Department of Economics for about a year. Prof. Sen has also been a Visiting Professor at several premier institutions including IIM Ahmedabad, IIM Ranchi, IIM Amritsar, Rural Development Centre (RDC) of IIT Kharagpur, XIMR,Mumbai and National Academy of Direct Taxes (NADT), Nagpur. Prof. Sen holds a Master’s degree in Economics from Calcutta University. He has been conferred (a) the Best Teacher Award in September 2011 by Higher Education Forum of India, Mumbai and (b) Lifetime Achievement Award in April 2017 by HEADSTART NETWORK FOUNDATION.Know More

Prabal Sen
Biswamohan Mahapatra

Biswamohan Mahapatra

Biswamohan Mahapatra is a Non-Executive, Independent Director of the Bank. He is a career central banker – career spanning over 33 years in the Reserve Bank of India and retired as its Executive Director at the end of August 2014.... He is currently an Independent Director and Non-Executive Chairman of National Payments Corporation of India (NPCI). He is also an Independent Director in Gruh Finance Limited, Edelweiss Financial Services Limited, HDFC Credila Financial Services Private Limited, etc. Mr. Mahapatra is a Master of Science in Management and has done a Master in Business Administration and Master in Arts.Know More

Jayanta Kumar Basu

Jayanta Kumar Basu is a Non-Executive Director of our Bank. He holds a Post Graduate Diploma in Management from the Indian Institute of Management, Ahmedabad and a Bachelor's Degree in Economics from University of Delhi. ... He has over 20 years of experience in the field of investment. He is currently the Managing Partner at CX Advisors LLP. He has previously worked with Citibank India. He is on the Board of Ujjivan Financial Services Limited as a Non-Executive Director and also serves as a director in many other companies including Transaction Solutions International (India) Private Limited, Matrix Cellular (International) Services Limited, CX Advisors LLP (Designated Partner) and Imperativ Hospitality Private Limited.Know More

Jayanta Kumar Basu
Biswamohan Mahapatra

Mona Kachhwaha

Mona Kachhwaha is a Non-Executive, Independent Director of the Bank. She has 25 years of financial services industry experience, which includes 12 years with Caspian Impact Investment Advisers (2007-2019) and 13 years with Citibank India (1994-2007).... At Caspian, she managed the India Financial Inclusion Fund (IFIF), a USD 89 Million impact fund with a focus on financial inclusion. Over the last 11 years she has served on various corporate boards as a nominee director of Caspian Funds which includes Ujjivan Financial Services Limited, Aptus Value Housing Finance India Limited, Micro Housing Finance Corporation Limited, Arohan Financial Services Private Limited, VBHC Value Homes Private Limited. She is currently on the boards of Sonata Finance Private Limited and MMTC-PAMP India Private Limited. She has graduated in Mathematics (Hons.) from Delhi University (1992) and holds an MBA from XLRI, Jamshedpur (1994). She has also completed an executive program in Private Equity from Said Business School, Oxford University (2010).Know More

Sachin Bansal

Sachin Bansal is a Non-Executive, Independent Director of the Bank. He is the former Chairman and co-founder of Flipkart, India’s leading e-commerce marketplace, which was acquired by Walmart in 2018. ...Under his tenure, Flipkart has pioneered innovations that have redefined the e-commerce ecosystem in India, e.g. cash on delivery, replacement guarantees on products, UPI payments, owned logistics network, etc. An Indian software engineer and Internet entrepreneur. He was named: in the World 40 under 40 list by Fortune Magazine in 2012, as Entrepreneur of the year by Economic Times in 2013 and among TIME Magazine’s 100 most influential people in the world in 2016. He has served on Government committees for skill development in India.Know More

Sunil Patel
Biswamohan Mahapatra

Chitra K Alai

Chitra K Alai is a Nominee Director of our Bank. She started her career with SIDBI since its inception and has vast experience in Operations and Policy. She has worked at Kolkata, Lucknow, Mumbai, Chennai. ...She has considerable experience in project lending to large industrial / Service sector projects and MSME projects besides developing expertise on Development Banking. Her stint at various locations of SIDBI has enriched her in understanding the needs and potential of the MSME sector on an all India basis, both at operations level and policy level. She was on the Boards of SFCs, MFI and TCO as well. Currently, she is on the Board of TIIC Ltd as SIDBI’s nominee.In her recent stint, she was the COO of Receivable Exchange of India Ltd (RXIL), an associate company of SIDBI, which facilitates the financing of trade receivables of MSMEs through multiple financiers on an electronic platform. Currently, she is the Regional Head and responsible for the entire operations of the SIDBI in the States of Tamilnadu, Kerala and Puducherry.Know More