Ujjivan SFB Home Loans
We offer tailor-made solutions for customers looking for loans to build, buy, or renovate a house, and loans against property.
Highlights
-
Door Step Service
-
Quick Loan Processing
-
Transparent process
-
Dedicated relationship manager
Happy Grihapravesh to you!
Select Language:
At Ujjivan, we believe that the freedom experienced within the walls of one's home is truly worth celebrating. Our new campaign, "Happy Grihapravesh," reimagines the joy of homeownership, emphasizing the unique sense of freedom that families find in their homes, making every day a reason to rejoice.
"Happy Grihapravesh" encourages families to celebrate the unparalleled freedom they experience in their own homes. We believe that the sense of ownership brings with it a profound sense of liberation, turning each home into a sanctuary of joy and celebration. And with Ujjivan’s quick and easy processing, customers needn’t wait long to begin their celebrations.
Loans For Every Need
-
Home Purchase & Home Construction Loan
-
Composite (Plot Purchase & Self Construction) Home Loan
-
Home Improvement Loan
-
Home Equity Loan (Non Home Loan)
-
Commercial Purchase Loan (Non Home Loan)
-
Pre-qualified Top Up Loan
Top Features
Frequently Asked Questions
When can the customer foreclose the Home loan ? (Any locking period)
Customer can foreclose the loan at any given point of time.
Please confirm if the Interest rate is Fixed or Variable?
Rate of Interest is Hybrid. For first 3 years 3 months (39 months) same will be fixed and for rest of the tenor it will be floating.
Login Fee , in case of rejection will it be reversed?
Login Fee is a non-refundable payment
If ECS is returned at the First instance will the same be represented or customer need to make the payment from his side, if same is represented how many times will the same be reversed and the interval in which it is reversed ?
No representation in the same month, customers can pay by cash or through online mode in our website.
Can I transfer my existing Home loan to Ujjivan Small Finance Bank?
Yes*. You can transfer your exiting home loan to Ujjivan Small Finance bank at attractive rates* and can also avail the Top-up loan facility*
What can be the end use of home loan?
Home loan can be availed for the Purchase of house, Self-construction of house, Purchase of plot for home construction, Improvement/modification of existing home.
Is it mandatory for all property owners to be an applicant in Home loan?
Yes. All property owners/co-owners should be a part of Home loan applicants as applicants or co-applicants.