Regular Current Account
Regular Current Account Features Benefits Regular Current Account Online Eligible FAQs

Regular Current Account

Ujjivan SFB Regular Current Account is designed to make business banking simple and convenient. Enjoy unlimited transactions, regular updates, doorstep cash and cheque pick-up facilities (offered in select cities), and more.

Additionally, you will get a RuPay Classic Debit Card that comes with free ATM withdrawals, higher transaction limits, and access to Ujjivan Small Finance Bank's 24/7 customer care centre.

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Key Features of Ujjivan SFB Regular Current Account

  • Flexible cash deposit limit across branches (based on the average balance of previous or current month as applicable)
  • Enjoy doorstep cash and cheque pick-up facility (offered in select cities through third-party tie-ups)
  • No additional charges for non-home branch transactions
  • Unlimited free ATM transactions at all Ujjivan Small Finance Bank ATMs
  • Financial transactions through Branch, ATM, Net Banking and Mobile Banking
  • Enjoy the facilities of SMS banking and Missed call banking along with 24/7 customer support from toll-free phone banking centre
  • Remittance facilities - NEFT/RTGS/IMPS
  • Free monthly account statements in electronic format
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Top Benefits of Ujjivan SFB Regular Current Account

  • Free RuPay Classic Debit Card for individuals and proprietors
  • Free cash deposit limit of up to ₹1.5 lakh per month at any Ujjivan SFB Branch
  • Free 25 cheque leaves per quarter
  • Payment Acceptance Solutions: QR Codes, Point of sale solutions (POS) – Paper GPRS, and Digital GPRS are offered through third-party tie-ups
  • Enhanced withdrawal limit of ₹50,000 per day in ATMs and ₹1 lakh for shopping
  • Free 50 cash withdrawals per month at any Ujjivan SFB branch
  • Free Monthly e-statements
  • Electronic fund transfer – NEFT, RTGS, IMPS at nominal costs
  • Transaction alerts with account updates on your phone
  • Non-cash services (DD and PO transactions) at a nominal cost
  • 24*7 customer support
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Minimal Requirements

  • Minimum average balance of ₹5000 every month
  • Non-maintenance of minimum balance entails a fee of ₹300 + GST per month
  • PAN card
  • Aadhaar card
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How to Open a Ujjivan SFB Regular Current Account Online

Follow these simple steps to open the Regular Current Account online.

 

  • Visit Ujjivan Small Finance Bank's official website
  • Go to the page of Regular Current Account
  • Click Apply Now and fill out the online application form with the required details.
  • Review the information provided and submit your application.
  • Follow the next steps and open the Regular Current Account online

For assistance, you can call our 24*7 customer support or visit your nearest branch.

Am I Eligible for Ujjivan SFB Regular Current Account?

To apply for the Ujjivan SFB Regular Current Account, you should be any one of the following entities -

  • Resident individual
  • Sole-proprietorship business
  • Partnership firm
  • Limited Liability Partnership (LLP)
  • Limited Company
  • One Person Company (OPC)
  • Hindu Undivided Family (HUF)
  • Section 8/25 Companies
  • Trust
  • Association
  • Society
  • Club
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FAQs

1. What is the Ujjivan Small Finance Bank Regular Current Account?

The Ujjivan Small Finance Bank Regular Current Account is a business banking account that allows you to conduct business transactions easily and conveniently. It also offers higher transaction limits and a rewarding debit card.

2. What is the rule for cash deposits in the Ujjivan SFB Regular Current Account?

You can make free cash deposits worth ₹1.5 lakh every month in the Regular Current Account. Moreover, cash deposits can be made at any branch of Ujjivan Small Finance Bank.

3. How many free cheque leaves are issued with the Regular Current Account?

You get 25 free cheque leaves every quarter with the Ujjivan SFB Regular Current Account.

4. What benefits are offered with the RuPay Classic Debit Card?

With the RuPay Classic Debit Card, you can enjoy unlimited free transactions at any Ujjivan SFB ATM. For other bank ATMs, the card allows 5 free transactions every month.

5. Which remittance facilities are available with the Ujjivan SFB Regular Current Account?

You can remit funds through NEFT, RTGS, or IMPS using the Ujjivan SFB Regular Current Account.

6. What are the customer care details of Ujjivan SFB's Regular Current Account?

You can contact Ujjivan Small Finance Bank's customer care at the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility.

7. Can I foreclose the overdraft?

Yes, you can foreclose the overdraft by repaying the outstanding dues with interest. A foreclosure fee of 2% of the sanctioned overdraft limit will be charged.

8. How can I check the account statement for my Regular Current Account?

The Ujjivan SFB Regular Current Account issues free monthly e-statements which help you check the account transactions easily.

9. What happens if I don't maintain the minimum average balance in the Ujjivan Small Finance Bank Regular Current Account?

Non-maintenance of the minimum average balance in the Ujjivan SFB Regular Current Account would attract a monthly charge of ₹300 + GST.

10. What is the difference between current account and savings account?

A current account is specifically designed for businesses to manage their day-to-day transactions. Generally, you don’t earn interest on current account deposits.

A savings account is typically designed for salaried individuals. The balance maintained in savings account earns interest.

Open a digital current account

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