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Current Accounts

Benefits of Ujjivan Current Account:

  • Free cash deposits across all Ujjivan SFB bank branches upto 10 times of the previous month’s average balance
  • No additional charges for non-home branch transactions - Every branch is home branch!
  • Unlimited free ATM transactions at all Ujjivan Small Finance Bank ATMs
  • Financial transactions through Branch, ATM, Net banking and Mobile banking
  • Point of Sales Solutions (POS) - Stand-alone POS terminals / Wireless POS Terminals – GPRS terminals (Offered through third party tie ups)
  • Enjoy the facilities of SMS banking and Missed call banking along with 24/7 support from toll free phone banking centre.
  • Remittance facilities - NEFT/RTGS/IMPS/DD
Premium Current Account

1. Premium Current Account

  • Features: Features

    • Free cash deposits across all Ujjivan SFB bank branches upto 10 times of the previous month’s average balance
    • 100 free “at par” cheque leaves per quarter
    • Free Electronic Fund Transfer – NEFT, RTGS, IMPS. Remit money anywhere anytime across India free of cost.
    • Point of Sales Solutions (POS) - Stand-alone POS terminals / Wireless POS Terminals – GPRS terminals (Offered through third party tie ups)
    • Enjoy the benefits of Rupay Classic debit card with Unlimited free ATM transactions at Ujjivan ATM and 10 free transactions at other bank ATM in Metro locations or 5 free transactions at other bank ATM in non-metro locations
    • Free e-statement and one periodic physical statement of the account
    • Transaction alerts for updates on your account as and when transactions happen. No need to visit a branch or ATM
    • 24x7 Customer Care
    • Non-cash services (DD and PO transactions at nominal cost)
  • Eligibility: Features

      To be eligible for a Premium Current Account you must be a:

    • Resident Individual
    • Sole Proprietorship
    • Partnership Firm
    • Limited Liability Partnership
    • Limited Company
    • Hindu Undivided Family
    • Minimum Initial deposit for account opening - Rs. 1,000

      Need for maintenance of Monthly average balance of Rs. 10,000 per month

      Non-maintenance of the minimum balance entails a fee of Rs. 200/- per month.

Regular Current Account

2. Regular Current Account

  • Features: Features

    • Free cash deposits up to Rs 75,000 per month at any Ujjivan SFB branch.
    • 50 free “at par” cheque leaves per quarter
    • Point of Sales Solutions (POS) - Standalone POS terminals / Wireless POS Terminals – GPRS terminals (Offered through third party tie ups)
    • Free cash deposits up to Rs 75,000 per month at any Ujjivan SFB branch.
    • Enjoy the benefits of Rupay Classic debit card with Unlimited free ATM transactions at Ujjivan ATM and 10 free transactions at other bank ATM in Metro locations or 5 free transactions at other bank ATM in non-metro locations

    • Free cash deposits up to Rs 75,000 per month at any Ujjivan SFB branch.
    • Monthly e-statement / and one periodic physical statement free

    • Electronic Fund Transfer – NEFT, RTGS, IMPS. Remit money anywhere anytime across India free of cost. Transaction alerts for updates on your account as and when transactions happen. No need to visit a branch or ATM
    • 24x7 Customer Care
    • Non-cash services (DD and PO transactions at nominal cost)
  • Eligibility: Features

      To be eligible for a Regular Current Account you must be a:

    • Resident Individual
    • Sole Proprietorship Firm
    • Partnership Firm
    • Limited Liability Partnership
    • Limited Company
    • Hindu Undivided Family
    • Minimum Initial deposit for account opening - Rs. 1,000

      Need for maintenance of Monthly average balance of Rs. 5,000 per month

      Non-maintenance of the minimum balance entails a fee of Rs. 150/- per month.

3. Institutional Segment (TASC): Current Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No initial deposit for account opening

    • Passbook facility – On request – free

    • Monthly e-statement (on request)

    • Monthly Physical statement – on request, free (not provided if opted for e-statement)

    • 6 at par Cheque Books (150 leaves) per Quarter free

    • Free cash deposit facility at branch up to 15 times the monthly average balance maintained in the previous month

    • 100 free Electronic Fund Transferss

  • Services Offered: Services Offered

    • Standing instructions facility

    • Number and amount of withdrawals at branch (monthly) – Unlimited

    • SMS alert facility