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Savings Account

Understanding your banking requirements is always our priority. Our Savings and Current Accounts are designed to maximize the value of your money and secure it for your future. Your feedback and our extensive research come together to provide a seamless banking experience.

Regular Savings Account

1. Regular Savings Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

  • ATM transaction limits: ATM transaction limits

    • Unlimited transactions at Ujjivan Small Finance Bank ATMs

    • 6 free transactions per month at other bank ATMs

  • Your welcome kit includes: welcome kit

    • Personalized RuPay Classic Debit Card

    • Debit Card PIN

    • Debit Card Manual

    • Passbook

  • Rate of Interest: Rate of Interest

    • 4% per annum

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Free SMS alert facility to registered mobile number

    • Remittance offered - NEFT, RTGS and IMPS

    • Standard rates across all branches

Minor Account

2. Minor Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

    • Account can be opened jointly with guardian only

    • Operated by the parent/guardian till the minor
      becomes major

    • Can be converted into a Regular Savings
      Account when the minor turns major

  • ATM transaction limits: ATM transaction limits

    • Unlimited transactions at Ujjivan Small Finance Bank our ATMs

    • 6 free transactions per month at other bank ATMs

  • Your Welcome Kit includes: Welcome Kit

    • Personalized RuPay Classic Debit Card for children
      over 10 years of age (Shall be provided upon request)

    • Debit Card PIN

    • Debit Card Manual

    • Passbook

  • Rate of Interest: Rate of Interest

    • 4% per annum

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Free SMS alert facility to guardian and minor’s registered mobile number

    • Remittance offered - NEFT, RTGS and IMPS

    • Standard rates across all branches

BSBDA Account - Basic Savings Bank Deposit Account

3. BSBDA Account - Basic Savings Bank Deposit Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

    • Open account as a single or joint account.

  • Transaction limits: Transaction limits

    • 4 free transactions across all channels including branch

  • Your Welcome Kit includes: Welcome Kit

    • RuPay Classic Debit Card

    • Debit Card PIN

    • Debit Card Manual

    • Passbook

  • Rate of Interest: Rate of Interest

    • 4% per annum

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Standard rates across all branches

    • Remittance offered - NEFT and IMPS

BSBDA Small Account

4. BSBDA Small Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

    • No KYC requirements

    • Valid for a period of 12 months

  • Your Welcome Kit includes: Welcome Kit

    • Passbook

    • Terms and Conditions

  • Rate of Interest: Rate of Interest

    • 4% per annum

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Balance should not exceed `50,000

    • Total withdrawals (cash or transfer) should not exceed `10,000

    • Deposits should not exceed `1,00,000 in a year

    • Standard rates across all branches

    • Remittance offered - NEFT and IMPS

Institutional Segment (TASC)

1. Saving Account

  • Features: Features

    • No Average Balance criteria

    • No initial deposit for account opening

    • Passbook facility – On request – free

    • Monthly e-statement (on request)

    • Monthly Physical statement – on request, free (not provided if opted for e-statement)

    • 1 at par Cheque Book (25 leaves per month) free

    • Number and amount of withdrawals at branch (monthly) – Unlimited

    • 100 free Electronic Fund Transfers

  • Rate of Interest: Rate of Interest

    • 4% per annum

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Services Offered: Services Offered

    • Standing instructions facility

    • Number and amount of withdrawals at branch (monthly) – Unlimited

    • SMS alert facility