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Home Loans

We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.

Construction and Purchase Loan

1. Construction and Purchase Loan

    • Purpose : Loans for Home Construction and Home Purchase

    • Loan range : `2,00,000 – ` 50,00,000

    • Interest rate ranging from (Reducing balance): 12.75% - 15.75% p.a.

    • Repayment tenure : 36-240 months

    • Processing fees ranging from: 1.5% - 2% of loan amount (exclusive of taxes)

Home Improvement Loan

2. Home Improvement Loan

    • Purpose : Loans for Home Improvement/Renovation/Extension

    • Loan range : `2,00,000 – `15,00,000

    • Interest rate (Reducing balance) : 17.75% - 15.75% p.a.

    • Repayment tenure : 36-120 months

    • Processing fees ranging from: 2% of loan amount (exclusive of taxes)

Construction and Purchase Loan

3. Composite Home Loan

    • Purpose : Loans for Plot + Home construction

    • Loan range : `2,00,000 – ` 25,00,000

    • Interest rate (Reducing balance): 12.75% p.a.

    • Repayment tenure: 36-240 months

      • Legal & documentation charges: 1.5% of loan amount (exclusive of taxes)

Loan Against Property

4. Home Equity Loans (Non Housing Loan)

    • Purpose : Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.

    • Loan range : `3,00,000 – `20,00,000

    • Interest rate (Reducing balance) : 17.75% p.a.

    • Repayment tenure : 36-180 months

    • Processing fees : 2% of loan amount (exclusive of taxes)