AFFORDABLE HOME LOANS

Home Loans

Start a new chapter in your life in the home of your dreams. With a home loan, you can finally make your home-ownership dreams a reality.

 

Highlights

  • Loan Amount: Up to ₹75 Lakhs
  • Sava up to ₹2.67L* under PMAY-CLSS

We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.

Build the Home of your dreams. Create the memories of a lifetime.

We think of your comfort and convenience first. Do not allow scarcity of funds to be the reason for not having a roof on your head. We understand your world and our Home Loans offer tailor-made solutions to provide you a wide array of Home loans for Purchase, Construction, Plot Purchase & Self construction and Home Improvement.

Home Purchase & Home Construction Loan

Planning to Purchase a new house, with Ujjivan SFB we make it possible for you to avail the loan.

  • Loan Amount range: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
  • Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
  • Tenure range (in months): Minimum 36 Months & Maximum 240 Months
  • Processing Fee: ₹ 3,350 + GST applicable
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.0% - 2.0% of loan amount + GST applicable

Composite (Plot Purchase & Self Construction) Home Loan

Planning to purchase a plot & construction home on the plot then you are at the right place where we will help you with adequate 
loan amount to make your dream come true.

  • Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 50,00,000
  • Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
  • Tenure range (in months): Minimum 36 Months & Maximum 240 Months
  • Processing Fee: ₹ 3,350 + GST applicable
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.5% - 2.0% of loan amount + GST applicable

Home Improvement Loan

All Homes deserves new look from time to time and with our Home Improvement Loan the renovation & repair of your beloved house becomes much easier.

  • Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 25,00,000
  • Rate of Interest (ROI): 15.75% p.a. reducing
  • Tenure range (in months): Minimum 36 Months & Maximum 180 Months
  • Processing Fee: ₹ 3,350 + GST applicable
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Home Equity Loan (Non Home Loan)

Loan for Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties

  • Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
  • Rate of Interest (ROI): Starting from 15.75% to 17.75% p.a. reducing
  • Tenure range (in months): Minimum 36 Months & Maximum 180 Months
  • Processing Fee: ₹ 3,350 + GST applicable
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Commercial Purchase Loan (Non Home Loan)

Purchase of commercial space, office outlet etc.

  • Loan Amount: Minimum ₹ 5,00,000 & Maximum ₹ 30,00,000
  • Rate of Interest (ROI): Starting from 18.75% to 20.75% p.a. reducing
  • Processing Fee: ₹ 3,350 + GST applicable
  • Tenure range (in months): Minimum 36 Months & Maximum 84 Months
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
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Get affordable financing to make your dream home a reality!

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Apply for an Affordable Home Loan