PHED Colony
IFSC - UJVN0003649 MICR Code - 854761002
89513 95643
09:30 AM - 04:00 PM IST

Ujjivan Small Finance Bank - Araria Branch

PHED Colony

1st Floor, Radhika Tola, Mahavir Nagar Road, Marwari Patti, Near ICICI Bank Araria, PHED Colony, Araria - 854311
IFSC - UJVN0003649 MICR Code - 854761002
09:30 AM - 04:00 PM The branch will remain closed on the 2nd and 4th Saturday of every month
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM

Our Services

Savings Account
Current Account
Term Deposits
Affordable Housing Loan
MSME Loan and OD facility
Busimoni Od
Two Wheeler Loan
Vikas Loan
Kisan Pragati Card
Individual Loan
Group Loan
Nri Services
Retail Forex Services
TASC Account
Hello Ujjivan
Sampoorna Family Banking
Sampoorna Nidhi
Sampoorna Lakshya
Third Party Products (insurance)

About us

  • Present Across 26 States/Union Territory.
  • 326 Districts.
  • 90 Lakh Customer Base.
  • 752 Banking Touchpoints.
  • 21,000+ Employee Strength.

Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.

Ratings & Reviews

5
4
3
2
1
4.9
59 Reviews
  • Satyam Kumar
    Satyam Kumar

    Good

  • Md Shabbi
    Md Shabbi
  • Mujahid Mujahid
    Mujahid Mujahid

    Good

  • Abu Asim
    Abu Asim

    Good

  • Ms Kamal
    Ms Kamal

    Good service

  • Amit Saha
    Amit Saha

    Good

  • Md Arham
    Md Arham

    Good

  • Ashrah Alam
    Ashrah Alam

    Good

  • Shahnwaz Alam
    Shahnwaz Alam

    Good exland

  • Ranjit Kumar
    Ranjit Kumar

    Good

  • MD afroz Afroz khan
    MD afroz Afroz khan

    Good

  • SUFYAN ALAM
    SUFYAN ALAM

    Good

  • Aafiya Perween
    Aafiya Perween

    Gl coustomer good service

  • Anas irfan
    Anas irfan

    Good

  • Pinkee Devi
    Pinkee Devi

    Good service

  • Vipal Kumar
    Vipal Kumar

    Good service

  • Md Hasan
    Md Hasan

    Good service

  • Pramod Kumar
    Pramod Kumar

    Good service

  • Ruhi Parween
    Ruhi Parween
  • Shukat Khan
    Shukat Khan

    Good service

  • Chhotu Kumar Rai
    Chhotu Kumar Rai

    (Translated by Google) Is good (Original) अच्छा है

  • Meer tabrak Meer
    Meer tabrak Meer

    Good service

  • Pappu Yadav
    Pappu Yadav

    Good service

  • Ronak Perveen
    Ronak Perveen

    Good service

  • Abu Sufiyan
    Abu Sufiyan

    good

  • MD Mojahid
    MD Mojahid

    Good service

  • Rekha Devi
    Rekha Devi

    Good service

  • Chand King
    Chand King

    Good service

  • Shima Shima
    Shima Shima

    Good service

  • SANJEEV SINGH
    SANJEEV SINGH

    Veri good

  • tinku kumar
    Tinku kumar

    Very good behaviour and politely hendal all problems

  • Prem Sardar
    Prem Sardar

    Good service

  • Ajay Kumar
    Ajay Kumar

    Good feadback

  • Mithilesh Kumar
    Mithilesh Kumar

    Good service

  • Md Jaal
    Md Jaal

    Loan required TOp up

  • LAHANA PUBLIC SCHOOL #ABDUL MAJID
    LAHANA PUBLIC SCHOOL #ABDUL MAJID

    All services of ujjavan small finance are good

  • Md Noor
    Md Noor

    FD close same time good service

  • Aftab Alam
    Aftab Alam

    Phonepe and banking service is good

  • Mofil
    Mofil

    Good service

  • Dheeraj Singh
    Dheeraj Singh

    Good service

  • Jotish Kumar
    Jotish Kumar

    Good service

  • Pradeep Kumar
    Pradeep Kumar

    Good service

  • Rani Gatoon
    Rani Gatoon

    Good service

  • Nargis Khantun
    Nargis Khantun

    Good service

  • Nitesh Kumar Roy
    Nitesh Kumar Roy

    Good service

  • Kumod Mandal
    Kumod Mandal

    Good service

  • Md Gulzar Md
    Md Gulzar Md

    I am satisfied all services

  • Sk plaza Pvt ltd
    Sk plaza Pvt ltd

    Best 👌

  • Md kalam
    Md kalam

    Good service

  • Khalid Khan
    Khalid Khan

    All staff is good and good services

  • Jivksh Kumar
    Jivksh Kumar

    All branch service is good. I received individual loan

  • Naina Hasan
    Naina Hasan

    Nice response

  • Md Usman
    Md Usman

    All sevice is good

  • Chirag Agrawal
    Chirag Agrawal

    Branch Service is good.

  • Ajay Kumar
    Ajay Kumar

    This is good product by ujjivan for give the feedback about employees

  • Mahtab Alam
    Mahtab Alam

    Good Service of all staff

  • MD NAZRE ALAM
    MD NAZRE ALAM

    Good service in branch and good behavior.

  • Rohit Bhagat
    Rohit Bhagat
  • Vineet Jha
    Vineet Jha

    Branch all staff behavior are very good and most helping by Araria Branch Manager

Business Hours

Timing
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM
The branch will remain closed on the 2nd and 4th Saturday of every month

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Other Branches

Tags

Ujjivan Small Finance Bank Microfinance services Financial inclusion Banking for the underprivileged Small business loans Savings accounts Affordable banking solutions Rural and semi-urban banking Digital banking services Financial empowerment

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Frequently asked Questions

Q.What is the procedure to open a Savings Bank Account

To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening

Q.Is it possible to open a bank account using only an Aadhaar card?

If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.

Q.What KYC requirements must be fulfilled to open a bank account?

The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.

Q.Is there a minimum balance required for a savings account?

The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.

Q.What is the process for requesting a new debit card from the Bank?

The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.

Q.What are the Annual charges for the debit card?

The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.

Q.What is the minimum and maximum duration for an INR Fixed Deposit (FD)?

The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.

Q.Is there any special interest rate benefit for senior citizens?

As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.

Q.What are the interest rates offered on Non-Resident (NR) deposits?

The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.

Q.What features does the debit card offer?

The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.

Q.Are there dedicated savings accounts specifically designed for women?

Yes, Garima Savings Account is an exclusive account for women

Q.What is the 24-hour customer care helpline number for Ujjivan SFB?

The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.

Q.Where do I find the nearest Branch or ATM

Find our nearby branch located at 1st Floor, Radhika Tola, Mahavir Nagar Road, Marwari Patti, Near ICICI Bank Araria, and our ATM situated at 1st Floor, Radhika Tola, Mahavir Nagar Road, Marwari Patti, Near ICICI Bank Araria.

Q.Where can I view the most recent performance of Ujjivan SFB?

To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.

Q.What is ujjivan bank IFSC and MICR Code for Rahika Tola Branch?

IFSC Code of Ujjivan Small Finance Bank, Rahika Tola is UJVN0003649 and MICR Code is 854761002.

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