Chandranagar Colony
IFSC - UJVN0001743 MICR Code - 678761002
18002082121
09:30 AM - 04:00 PM IST

Ujjivan Small Finance Bank - Palakkad Branch

Chandranagar Colony

Ground Floor, Poorna Arcade, Chandranagar, Near ITI Guest House, Chandranagar Colony, Palakkad - 678007
IFSC - UJVN0001743 MICR Code - 678761002
09:30 AM - 04:00 PM The branch will remain closed on the 2nd and 4th Saturday of every month
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM

Our Services

Savings Account
Current Account
Term Deposits
Affordable Housing Loan
MSME Loan and OD facility
Busimoni Od
Two Wheeler Loan
Vikas Loan
Kisan Pragati Card
Individual Loan
Group Loan
Nri Services
Retail Forex Services
TASC Account
Hello Ujjivan
Sampoorna Family Banking
Sampoorna Nidhi
Sampoorna Lakshya
Third Party Products (insurance)

About us

  • Present Across 26 States/Union Territory.
  • 326 Districts.
  • 90 Lakh Customer Base.
  • 752 Banking Touchpoints.
  • 21,000+ Employee Strength.

Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy..

Ratings & Reviews

5
4
3
2
1
5
124 Reviews
  • Nivedhya Ravi
    Nivedhya Ravi
  • Sowmyakdas Sowmya
    Sowmyakdas Sowmya
  • Aparna Sukumaran
    Aparna Sukumaran

    ❤️❤️

  • Priya s Sivan
    Priya s Sivan

    Excellent service

  • Paramasivan S
    Paramasivan S
  • Gopalakrishnan K.S
    Gopalakrishnan K.S
  • Arjunraj Krishnankutty
    Arjunraj Krishnankutty

    Professional and quick service.

  • Bindu Vikas
    Bindu Vikas

    Good and quick service provided by the staff at the branch.

  • gopika parameswaran
    Gopika parameswaran

    User Friendly Banking and very good customer support.

  • Muhammed Aadhil PR
    Muhammed Aadhil PR

    Good Service

  • Hriday Harikrishnan
    Hriday Harikrishnan

    Good Reputed Company .

  • SREEJITH H
    SREEJITH H

    Excellent customer relationship Good interest rates compared to the market..

  • goutham s
    Goutham s

    Nice behaviour

  • Andrews Parakkal
    Andrews Parakkal

    Visited Chandranagar branch in Palakkad to open Savings account and Fixed deposits. Uma Maheeswari who attended me was very helpful and even came to my house to complete formalities.

  • Manikandan M V
    Manikandan M V

    Excellent Service

  • Prasob Bhaskar
    Prasob Bhaskar
  • Remani Mani
    Remani Mani

    Good service

  • Vismaya S
    Vismaya S

    Excellent service

  • VIGNESH Vicky
    VIGNESH Vicky
  • Gopinathan Naduvath
    Gopinathan Naduvath

    Excellent customer relationship! Often at door steps.. Relatively better interest rates compared to the market..

  • Narayanan Natarajan
    Narayanan Natarajan
  • chandrasekharan kv
    Chandrasekharan kv
  • Ramesh Chithra
    Ramesh Chithra

    Excellent service

  • Ratheesh Rathee
    Ratheesh Rathee

    Excellent service

  • madhavaraja pkd
    Madhavaraja pkd
  • Rejiya Yousef
    Rejiya Yousef

    Nice service 👏

  • arfan arfu
    Arfan arfu

    Gud customer service

  • selvi Randheer
    Selvi Randheer
  • PK Aerat
    PK Aerat

    We Just like to say that everyone in this palakkad branch has been so nice to us and friendly and always so helpful, expecially Mrs Uma Madam.

  • krishna kumar
    Krishna kumar

    Past 8 months I used to be in contact with ujjivan staff pkd, they are giving excellent service and am very much satisfied with them.

  • Ramanan Menon
    Ramanan Menon
  • Rinshad K.H
    Rinshad K.H

    Superb

  • Abdul Rahman
    Abdul Rahman

    Good service & good response & immediately solved problems

  • Arunima M
    Arunima M

    Good customer service.

  • vinol D'Souza
    Vinol D'Souza
  • Shuhaib Ka
    Shuhaib Ka

    Good service and good organization

  • Joyan Johny
    Joyan Johny
  • Krishna Rajeev menon
    Krishna Rajeev menon

    Good service

  • FATHIMA KP
    FATHIMA KP

    Excellent service

  • ranjith krishnan
    Ranjith krishnan
  • Deepa at Deepa at
    Deepa at Deepa at
  • Megha Rajesh
    Megha Rajesh

    Good service

  • Dhivya R
    Dhivya R

    Excellent service, Employees are very polite and kind!!...They clarified everything in a polite way....

  • Sudhakara Panicker
    Sudhakara Panicker

    Very good team and customers friendly also

  • Vipin
    Vipin

    Very best team. Sales person are very professional and energetic

  • Sreekanth Vb
    Sreekanth Vb
  • Raju Jaya
    Raju Jaya
  • Anupriya Ayyappankutty
    Anupriya Ayyappankutty

    Great and friendly service

  • Abindas H
    Abindas H

    Good service

  • advaitha pradeep
    Advaitha pradeep
  • Ab
    Ab

    Very good customer serviece

  • Ayyappan Kutty
    Ayyappan Kutty

    It is very good and easily acccesable for any banking necessity

  • Refeeq Refeeq
    Refeeq Refeeq

    Very good approach and service. Overall good.

  • Supriya Prasad
    Supriya Prasad
  • AJITH KUMAR
    AJITH KUMAR
  • Subin Sibi
    Subin Sibi
  • Sreedevi Nikhil
    Sreedevi Nikhil
  • pranav Pp
    Pranav Pp

    Good service and approach to customers

  • TRION PHYSIO
    TRION PHYSIO

    Good services and best FD plans, I like it more than other banks✨

  • Hamna Fathima
    Hamna Fathima
  • Jaya Digital Palakkad
    Jaya Digital Palakkad

    Excellent services providing here and good to open a account in this branche....

  • Mr. vivasai
    Mr. vivasai
  • Sujatha Hembram
    Sujatha Hembram

    Very good service, door step banking provide by the staffs.

  • Darshan
    Darshan
  • Lanish lani
    Lanish lani

    Good service experience as a customer

  • Renjini A
    Renjini A

    Good service

  • ASWATHY M
    ASWATHY M
  • shihas yousef2001
    Shihas yousef2001

    Very Good

  • Omana Aerat
    Omana Aerat

    GOOD CUSTOMER SERVICE

  • kasturi paladhi
    Kasturi paladhi

    Wonderful staff and a very warm attitude towards account holder. I would like to thank Uma for her kindness.

  • Prema Rajendran
    Prema Rajendran
  • Fathah M.A
    Fathah M.A

    Good

  • Princy K
    Princy K

    I had experiencing very good door step banking experience. Very humble staff's.

  • ABHIRAMI SASI
    ABHIRAMI SASI
  • nagendren k
    Nagendren k
  • Faeem
    Faeem
  • Ajam Khan
    Ajam Khan
  • Sartaj salmani
    Sartaj salmani
  • Shanavas Mohammad
    Shanavas Mohammad

    excellent service

  • Ramesh G
    Ramesh G
  • Rakesh Nair
    Rakesh Nair

    Good service.

  • premachandrika narayanan
    Premachandrika narayanan

    Excellent service

  • Karan Karuna
    Karan Karuna

    Overall good experience with customer service. Well approached Uma and Kumaravel staff

  • satheesh s
    Satheesh s

    Good service

  • Abbas K
    Abbas K

    Good service

  • Vishnu Acharii
    Vishnu Acharii

    the best banking experience i had and very friendly and commited staffs

  • S PRAKSH
    S PRAKSH
  • Manikandan Steekutty
    Manikandan Steekutty

    Fantastic service

  • Jayaraja Menon
    Jayaraja Menon

    When the bank started a branch in Chandranagar I also got an opportunity to open an acco with them. Whatever I learned from the news about this bank was exactly the same or little more than I expected. Office staffs' nice approach and their full hearted initiative's to resolving the customers issues we couldn't find any other banks. I am working abroad and 2 months back I faced a problem in net banking. When I informed my branch personals, it was quite surprised to see that they have made the effort to rectify the issue through their I T them and amazingly solved my problem within a few days. I proudly say that this bank is giving very helpful banking facility to the customers.

  • Shahanavaj Salmani
    Shahanavaj Salmani

    Very good service

  • Vinay Prasad Vinu
    Vinay Prasad Vinu
  • Vishnu Prasad A
    Vishnu Prasad A
  • It's kv
    It's kv

    Very good door step services.

  • Suneer Basheer
    Suneer Basheer

    Super supportive from Bm. And good Ambinece .

  • Sreeja Sreeja
    Sreeja Sreeja

    Excellent customer service

  • ABUTHAHIR K
    ABUTHAHIR K

    Good service

  • Subi Subi s
    Subi Subi s
  • sarin chandran
    Sarin chandran

    The branch staffs are really good. They are always a call away. The QR code scanner was served to me at office.

  • srevidya nair
    Srevidya nair

    Customer friendly Approach

  • CA.Arun Aravind
    CA.Arun Aravind

    Impressive Door Step Services....

Business Hours

Timing
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM
The branch will remain closed on the 2nd and 4th Saturday of every month

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Other Branches

Tags

Ujjivan Small Finance Bank Microfinance services Financial inclusion Banking for the underprivileged Small business loans Savings accounts Affordable banking solutions Rural and semi-urban banking Digital banking services Financial empowerment

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Frequently asked Questions

Q.What is the procedure to open a Savings Bank Account

To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening

Q.Is it possible to open a bank account using only an Aadhaar card?

If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.

Q.What KYC requirements must be fulfilled to open a bank account?

The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.

Q.Is there a minimum balance required for a savings account?

The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.

Q.What is the process for requesting a new debit card from the Bank?

The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.

Q.What are the Annual charges for the debit card?

The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.

Q.What is the minimum and maximum duration for an INR Fixed Deposit (FD)?

The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.

Q.Is there any special interest rate benefit for senior citizens?

As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.

Q.What are the interest rates offered on Non-Resident (NR) deposits?

The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.

Q.What features does the debit card offer?

The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.

Q.Are there dedicated savings accounts specifically designed for women?

Yes, Garima Savings Account is an exclusive account for women

Q.What is the 24-hour customer care helpline number for Ujjivan SFB?

The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.

Q.Where do I find the nearest Branch or ATM

Find our nearby branch located at Ground Floor, Poorna Arcade, Chandranagar, Near ITI Guest House, and our ATM situated at Ground Floor, Poorna Arcade, Chandranagar, Near ITI Guest House.

Q.Where can I view the most recent performance of Ujjivan SFB?

To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.

Q.What is ujjivan bank IFSC and MICR Code for Jayanagar Branch?

IFSC Code of Ujjivan Small Finance Bank, Jayanagar is UJVN0001743 and MICR Code is 678761002.

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