Chandranagar Colony
IFSC - UJVN0001743 MICR Code - 678761002
89513 95643
09:30 AM - 04:00 PM IST

Ujjivan Small Finance Bank - Palakkad Branch

Chandranagar Colony

Ground Floor, Poorna Arcade, Chandranagar, Near ITI Guest House, Chandranagar Colony, Palakkad - 678007
IFSC - UJVN0001743 MICR Code - 678761002
09:30 AM - 04:00 PM The branch will remain closed on the 2nd and 4th Saturday of every month
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM

Our Services

Savings Account
Current Account
Term Deposits
Affordable Housing Loan
MSME Loan and OD facility
Busimoni Od
Two Wheeler Loan
Vikas Loan
Kisan Pragati Card
Individual Loan
Group Loan
Nri Services
Retail Forex Services
TASC Account
Hello Ujjivan
Sampoorna Family Banking
Sampoorna Nidhi
Sampoorna Lakshya
Third Party Products (insurance)

About us

  • Present Across 26 States/Union Territory.
  • 326 Districts.
  • 90 Lakh Customer Base.
  • 752 Banking Touchpoints.
  • 21,000+ Employee Strength.

Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.

Ratings & Reviews

5
4
3
2
1
5
254 Reviews
  • Athira Athi
    Athira Athi
  • sujathav 748
    Sujathav 748
  • Shanu Kaja
    Shanu Kaja
  • Monimoy Maity
    Monimoy Maity

    Good

  • Sumisha KU
    Sumisha KU

    Excellent service

  • RAJESH SUBRAMANIAN.K.V
    RAJESH SUBRAMANIAN.K.V

    Ujjivan small Finance bank is very customer friendly and offers exceptional service.especially the team is very friendly and much interactive Thanks to Anju Raveendran & Uma Maheswari and also special thanks to Mr.Rajesh, Branch head.Spl Thanks to Anju who helped me to install the simple mobile banking app.

  • Arjun Agencies
    Arjun Agencies

    Very good door step banking process and service

  • Manjusha Sreeraj
    Manjusha Sreeraj
  • Sivadas Sivan
    Sivadas Sivan
  • AJITHA AJI
    AJITHA AJI

    Excellent service

  • Jishnu Sreekumar Warrier
    Jishnu Sreekumar Warrier

    Nice branch. And staffs are very helpful.

  • Amaljan S
    Amaljan S
  • VI SH NU
    VI SH NU

    I had a great experience at the Ujjivan Small Finance Bank branch in palakkad . The staff was very helpful and knowledgeable, and they were able to answer all of my questions. I would definitely recommend this bank to anyone looking for a good financial institution

  • Preenu Krishna
    Preenu Krishna
  • Anu R
    Anu R
  • Rathnam
    Rathnam
  • Baby C
    Baby C

    (Translated by Google) Good Service (Original) Good സർവീസ്

  • Anoop Keezhu
    Anoop Keezhu

    Very good service. Especially for current accounts.

  • Shahad Salha
    Shahad Salha
  • Rajeesh Kunissery
    Rajeesh Kunissery
  • Balkees Ashraf
    Balkees Ashraf

    Smart service

  • Sarat PS
    Sarat PS

    Excellent service. Keep it up!!!

  • Farzana Ashraf
    Farzana Ashraf

    Excellent service and also good customer service

  • Rejeela Shahad
    Rejeela Shahad
  • muralidharan.s murali
    Muralidharan.s murali
  • Archana vineeth
    Archana vineeth
  • Radhakrishnan K
    Radhakrishnan K

    I now fully satisfied by the services rendered to me from your Bank,I expect this to continue in future also.I happened to be one of your depositors only because of continuous and valuable services provided to me by your officers M/S.UMA MAHESWARI& ANU RAVEENNDRAN.Thanking you.

  • umachi
    Umachi

    very pleasant to bank with. Branch head at this Palakkad branch Mr Raju and their team very supportive and always receptive. Hassel free operations. Wishing the bank all the very best.

  • sithu's vibe
    Sithu's vibe
  • Babin B
    Babin B
  • Radhika R
    Radhika R

    Excellent service

  • Jayachithra L
    Jayachithra L

    Excell

  • Shilpa Jos
    Shilpa Jos
  • Amala Thomas
    Amala Thomas
  • Drisya Mol
    Drisya Mol
  • Sreelekha Monichen
    Sreelekha Monichen

    Good service

  • Sreelekha Monichen
    Sreelekha Monichen

    Good service

  • radha krish
    Radha krish
  • Sreekumar Nair
    Sreekumar Nair
  • Aiswarya A
    Aiswarya A
  • Surumi MH
    Surumi MH
  • gokul Nair
    Gokul Nair
  • Sona tibin
    Sona tibin
  • Salini K
    Salini K
  • Nabeel Khaja
    Nabeel Khaja
  • Sajitha Nair
    Sajitha Nair
  • Hadi 2020
    Hadi 2020
  • Pradeep Krishnaprasad
    Pradeep Krishnaprasad
  • Sujatha Rajesh
    Sujatha Rajesh
  • Abdul Vahid
    Abdul Vahid

    Good service

  • AJIL
    AJIL
  • RAMESH MANIKKAN
    RAMESH MANIKKAN
  • www.aiswaryaselvan@gmail.com Aiswarya
    Www.aiswaryaselvan@gmail.com Aiswarya
  • VAISHAKH Vaishu
    VAISHAKH Vaishu
  • Arya Sudha
    Arya Sudha

    Good customer service

  • Vidhun S
    Vidhun S

    Very good service

  • Manojkumar K
    Manojkumar K
  • Vivek Tovino
    Vivek Tovino
  • Samyuktha Ramesh
    Samyuktha Ramesh
  • Soundarraj G
    Soundarraj G
  • REVATHY R
    REVATHY R
  • ROSHAN CS
    ROSHAN CS
  • Chinju P j
    Chinju P j
  • Shanul amar
    Shanul amar

    Im really happy to this bank

  • aswini Mk
    Aswini Mk
  • Hiba shokath H (Hiba Liba)
    Hiba shokath H (Hiba Liba)
  • Free Spirit
    Free Spirit

    Good experience

  • KAMALI V
    KAMALI V
  • ratheesh rules
    Ratheesh rules
  • Bindu Jayakrishnan
    Bindu Jayakrishnan
  • Aswathy Shiju
    Aswathy Shiju
  • Mubi jafsi
    Mubi jafsi
  • ar rajila
    Ar rajila
  • Anil Kumar
    Anil Kumar

    👍

  • Abdul Jazim
    Abdul Jazim

    excellent customer service, always helpful and professional

  • gopika n
    Gopika n
  • Salini Salu
    Salini Salu

    Good behavior and good services

  • pradhul kp
    Pradhul kp

    Good service 💯

  • Midhun U
    Midhun U
  • Bibinya Anju
    Bibinya Anju
  • MRIDULA M
    MRIDULA M
  • INNOCENT GAMER
    INNOCENT GAMER

    Good

  • DILEEP S
    DILEEP S
  • abhijith abhi
    Abhijith abhi
  • Aswathy Vinod
    Aswathy Vinod
  • Ravindran Nair
    Ravindran Nair

    Excellent service

  • G K
    G K
  • NALLAPPAN
    NALLAPPAN
  • Anju Mathew
    Anju Mathew
  • Aswathy Subramanian
    Aswathy Subramanian
  • Manoj Kpm
    Manoj Kpm
  • anjitha anju
    Anjitha anju
  • Ayappan
    Ayappan
  • Sowmya U
    Sowmya U
  • Ramadas K
    Ramadas K
  • MEENA P
    MEENA P
  • Kunjulakshmi Cks
    Kunjulakshmi Cks

    Good service.

  • sasikumarchandhran123 sasikumarchandhran123
    Sasikumarchandhran123 sasikumarchandhran123
  • Aneesh Akathethara
    Aneesh Akathethara
  • Ryhanath Kk
    Ryhanath Kk

Business Hours

Timing
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM
The branch will remain closed on the 2nd and 4th Saturday of every month

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Other Branches

Tags

Ujjivan Small Finance Bank Microfinance services Financial inclusion Banking for the underprivileged Small business loans Savings accounts Affordable banking solutions Rural and semi-urban banking Digital banking services Financial empowerment

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Frequently asked Questions

Q.What is the procedure to open a Savings Bank Account

To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening

Q.Is it possible to open a bank account using only an Aadhaar card?

If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.

Q.What KYC requirements must be fulfilled to open a bank account?

The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.

Q.Is there a minimum balance required for a savings account?

The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.

Q.What is the process for requesting a new debit card from the Bank?

The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.

Q.What are the Annual charges for the debit card?

The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.

Q.What is the minimum and maximum duration for an INR Fixed Deposit (FD)?

The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.

Q.Is there any special interest rate benefit for senior citizens?

As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.

Q.What are the interest rates offered on Non-Resident (NR) deposits?

The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.

Q.What features does the debit card offer?

The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.

Q.Are there dedicated savings accounts specifically designed for women?

Yes, Garima Savings Account is an exclusive account for women

Q.What is the 24-hour customer care helpline number for Ujjivan SFB?

The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.

Q.Where do I find the nearest Branch or ATM

Find our nearby branch located at Ground Floor, Poorna Arcade, Chandranagar, Near ITI Guest House, and our ATM situated at Ground Floor, Poorna Arcade, Chandranagar, Near ITI Guest House.

Q.Where can I view the most recent performance of Ujjivan SFB?

To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.

Q.What is ujjivan bank IFSC and MICR Code for Jayanagar Branch?

IFSC Code of Ujjivan Small Finance Bank, Jayanagar is UJVN0001743 and MICR Code is 678761002.

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