Ujjivan Small Finance Bank - Ratu Road Branch
Krishna Nagar Colony
Ground Floor, Sai Plaza, Ratu Road, Near Birla Boarding, Krishna Nagar Colony, Ranchi - 834005Our Services
About us
- Present Across 26 States/Union Territory.
- 326 Districts.
- 90 Lakh Customer Base.
- 752 Banking Touchpoints.
- 21,000+ Employee Strength.
Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.
Ratings & Reviews
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Krishna Mahli
Good service
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Vikash Bansal
Good service
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Sudha Devi
Good service
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Irshad Alam
Good service
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Guddu alim
Good service
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Mahabir Oraon
Good service
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Radhika Devi
Good service
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Uma nath Sah
Good service
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Monu Mahi
Good service
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Geeta Khalkho
Good service
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Rina Choudhary
Good service
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Nikesh Sinha
Good service
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Sandhya Mishra
Good service
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Gudiya Devi Gudiya Devi
Good service
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Miher Ghosh
Good service
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Guriya Tirki
Good service
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Kainath Kaushar
Good service
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NITU SANGA
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Asif zardari
Good service
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Mary Stella Ekka
Good service
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Pradeep Kumar
Good service
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Bindi Devi
Good service
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Shivansh Nishu
Good service
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Lovebite Actress 10m
Good service
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Sunil Sunil
Good service
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Alok Kumar
Good service
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Sarita Kumari
Good service
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Tanu Kumari
Good service
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ArmanTraders
Good service
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Amit Oraon
Good service
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Sanjit Kumar
Very good service
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Madhu Kesri
Very good services
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Guriya Devi
Very good service
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Shubham Kumar
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Rupan kumar
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Shefali Basak
Good service
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Sanjana Ghosh
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Piyush Kumar
Good services
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Fulmani Tigga
Good services
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Amit Kumar
Good service
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Prema Gupta
Good service
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Ritu Sinha
Good service
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Saurabh Kumar
Very good service
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Md Ejaz
Good service
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Sajan Jaan
Good services
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Ritik Jha
Good service
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Karan Verma
Good customer handle
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Janvi Kachhap
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Sunita Devi
Best banking
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ANANYA KUMARI
Good service
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Kiran Kumari
Good service
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Vibhas Mishra
Good service
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Neha Kumari
Good service
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Lalu Sharma
Best service
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Anam zaara Khan
Good service
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Rani Kumari
Good service
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Ran Fa Li
Good service
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Kamleshwar Bhagat
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Akash Verama
Good service
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Vikash Kumar
Good service
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Aakriti Kumari
Best service
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Parmila Devi Parmila Devi
Good service
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Firoj Ansari
Good service
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Ballu Raja
Good service
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Tinku Kumar sharma
Good service
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Sandeep Khakha
Good service
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Archana Mandal
Good services
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Suraj Sahu
Good service
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Viva Devi
Good service
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Shatrudhan Sharma
Good service
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Kumari deepa
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Binay Kumar
Good service
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Kumar Bikram
Good
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Ankit Raj
Good
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Puspa devi
Good
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Sharvan Kumar
Best service
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Nepali Kumar
GOOD SERVICE
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Rakesh Modi
Good
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ASTIKA ORAON
Good service
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Anamika Lakra
Best fd rate upto 9%
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Tarun kumar
Best FD rate upto 9%
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Bandi Kachhap
Best intrest rate.
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Vicky Kumar
Good
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Mukesh Roshan
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Manohar kumar
Good
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Kumar Ashok
Come for higher rates for interest
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Dipu Yadav
Good bank
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Rohini Jha
Good experience
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Sanjay Kumar
Good experience
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Ankit kumar Ankit kuamr
Good
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Priya vedu Tiwary
Good
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Arpeeta karmakar Bhisti
Nice
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Ritesh Bhagat
Good environment
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Monu Kumar
Nice behaviour of staff
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Barsha Kumari
Good enviorment
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Neha rai
Very good service
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Mukesh thakur
Better fd rate
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Gopal Mahto
Best banking application
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Vikram Singh
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Suraj Kumar
Very good service
Business Hours
- Monday: 09:30 AM - 04:00 PM
- Tuesday: 09:30 AM - 04:00 PM
- Wednesday: 09:30 AM - 04:00 PM
- Thursday: 09:30 AM - 04:00 PM
- Friday: 09:30 AM - 04:00 PM
- Saturday: 09:30 AM - 04:00 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
Other Branches
Ranchi - 834001
Ranchi - 834001
Hazaribagh - 825301
Dhanbad - 826001
Chas - 827013
Bagodar - 825322
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Frequently asked Questions
To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening
If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.
The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.
The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.
The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.
The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.
The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.
As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.
The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.
The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.
Yes, Garima Savings Account is an exclusive account for women
The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.
Find our nearby branch located at Ground Floor, Sai Plaza,Ratu Road, Near Birla Boarding, and our ATM situated at Ground Floor, Sai Plaza,Ratu Road, Near Birla Boarding.
To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.
IFSC Code of Ujjivan Small Finance Bank, Ratu Road is UJVN0003345 and MICR Code is 834761002.
