Ujjivan Small Finance Bank - Ratu Road Branch
Krishna Nagar Colony
Ground Floor, Sai Plaza, Ratu Road, Near Birla Boarding, Krishna Nagar Colony, Ranchi - 834005Our Services
About us
- Present Across 26 States/Union Territory.
- 326 Districts.
- 90 Lakh Customer Base.
- 752 Banking Touchpoints.
- 21,000+ Employee Strength.
Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy..
Ratings & Reviews
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Aashi gupta
Service is good
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Pramod
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Monu Verma
awesome service.
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Shishir ranjan
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Dr. Ram Kumar
Ok
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Santosh kumar
My issue is instant resolved thanku ujjivan bank ratu road (3345) and specially thanku neha mam
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Neha Kachhap
I am very happy for service of ratu road ujjivan bank my issue is very easily resolved. especially thanks to Neha madam and Shruti madam
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Vivek kumar
Very good service and behaviour of ratu road branch my issue is very easily resolved Thanks to UJJIVAN bank and all employees of ratu road branch.
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Neha Nishat
I m very happy for good service to ujjivan employee of raturoad branch 3345 specially thanks to BSM ,BM ,CCR for behaviour like very good Thanks to ujjivan bank👍
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MCA22 Gulshan Kumar Singh
Bank manager is very supportive and nyc behaviour
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Vikash kumar
Awesome customer service 😊 Specifically thanks to CCR , BO & BM for easily resolving the customer issue with polite behaviour. Good going Ujjivan bank and team Ratu road branch. Will highly recommend Ujjivan bank they are having good interest rate on saving and fd.
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Anmol Yadav
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Rittik Jaiswal
All employees are very helpful and specially the new ccr tq for your great service
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Nisha gupta
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Sandip Gupta
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Vishal Singh Rajput
Bank for unreached people.
Business Hours
- Monday: 09:30 AM - 04:00 PM
- Tuesday: 09:30 AM - 04:00 PM
- Wednesday: 09:30 AM - 04:00 PM
- Thursday: 09:30 AM - 04:00 PM
- Friday: 09:30 AM - 04:00 PM
- Saturday: 09:30 AM - 04:00 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
Other Branches
Ranchi - 834001
Ranchi - 834001
Hazaribagh - 825301
Dhanbad - 826001
Chas - 827013
Bagodar - 825322
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Frequently asked Questions
To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening
If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.
The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.
The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.
The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.
The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.
The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.
As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.
The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.
The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.
Yes, Garima Savings Account is an exclusive account for women
The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.
Find our nearby branch located at Ground Floor, Sai Plaza,Ratu Road, Near Birla Boarding, and our ATM situated at Ground Floor, Sai Plaza,Ratu Road, Near Birla Boarding.
To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.
IFSC Code of Ujjivan Small Finance Bank, Ratu Road is UJVN0003345 and MICR Code is 834761002.
