Dwarakanagar
IFSC - UJVN0001735 MICR Code - 530761002
89513 95643
09:30 AM - 04:00 PM IST

Ujjivan Small Finance Bank - Visakhapatnam Branch

Dwarakanagar

Gupta Building, No. 47-13-10, Diamond Park Road, Dwarakanagar, Dwarakanagar, Visakhapatnam - 530016
IFSC - UJVN0001735 MICR Code - 530761002
09:30 AM - 04:00 PM The branch will remain closed on the 2nd and 4th Saturday of every month
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM

Our Services

Savings Account
Current Account
Term Deposits
Affordable Housing Loan
MSME Loan and OD facility
Busimoni Od
Two Wheeler Loan
Vikas Loan
Kisan Pragati Card
Individual Loan
Group Loan
Nri Services
Retail Forex Services
TASC Account
Hello Ujjivan
Sampoorna Family Banking
Sampoorna Nidhi
Sampoorna Lakshya
Third Party Products (insurance)

About us

  • Present Across 26 States/Union Territory.
  • 326 Districts.
  • 90 Lakh Customer Base.
  • 752 Banking Touchpoints.
  • 21,000+ Employee Strength.

Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.

Ratings & Reviews

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224 Reviews
  • Dharmana Someswararao
    Dharmana Someswararao

    FD rates are attractive nice service by siva

  • Shanmukha Rao
    Shanmukha Rao

    Well explained by Soma sekhar and good FD rates....

  • money power
    Money power

    FD rates are good, good service by siva

  • Susmitha Rockey
    Susmitha Rockey

    FD rates are Good& good service by siva

  • Ashok Kumar
    Ashok Kumar

    I recently visited the Ujjivan Small Finance Bank, Visakhapatnam Branch, as a senior citizen looking to inquire about Fixed Deposits (FDs). I was impressed by the exceptional service provided by the Branch Operations Manager, Ms. Krutika. She was friendly, patient, and took the time to explain the various FD options available. I was pleased to discover that the bank offers lucrative FD rates, making it an attractive option for seniors like myself. The banking process was convenient, and the staff were courteous and helpful. My only suggestion for improvement would be to provide a dedicated parking spot for customers, which would be a big help for seniors and people with mobility issues. Overall, I'm extremely satisfied with my experience at Ujjivan Small Finance Bank, Visakhapatnam Branch, and I highly recommend it to others, especially senior citizens.

  • LALITHASIVA KUMAR
    LALITHASIVA KUMAR

    Good service by siva and FD rates are attractive 👍

  • Sakunthala Deepilli
    Sakunthala Deepilli

    Fd rates are good,good service providing by siva

  • BATTULA NAGABABU
    BATTULA NAGABABU

    Good Sevice by Siva, fD rates are good

  • Pakkurthi Lakshmi pathi
    Pakkurthi Lakshmi pathi

    Good fd rates and nice service by cashier and operation team 😊

  • Dhooli Ravi
    Dhooli Ravi

    Good fd rates and nice service by the ops team 🙂

  • Ganesh Bodaballa
    Ganesh Bodaballa

    Good interest rates

  • N Kumar
    N Kumar

    I visited the Ujjivan Small Finance Bank a few days ago to open a Current Account at their Visakhapatnam Branch. The whole process was seamless and I had a pleasant experience unlike larger banks in big cities. A special mention goes to Miss Krutika, the Branch Operations Manager. Her approachable nature, and clear guidance made the entire process effortless and stress-free. As I am a first time small business owner, I had my apprehensions. She helped clear my queries. The bank's focus on simplicity and excellent customer care truly stands out. For anyone seeking reliable and straightforward banking services, I wholeheartedly recommend Ujjivan!

  • Akshay Ratan
    Akshay Ratan

    I opened a bank account in Vizag branch. The team was helpful. Madam Krutika helped me in understanding the process of opening my first bank account. I am looking forward to having a smooth banking experience in the future as well.

  • durgaraomaddala
    Durgaraomaddala

    Good fd rates from Rajkumar

  • raja rao
    Raja rao

    Good fd intrest rates and Services

  • Sigalapalli Vijayalakshmi
    Sigalapalli Vijayalakshmi
  • Jaya Lakshmi
    Jaya Lakshmi

    Good service by siva Kranti & fd rates are good

  • srikanth b
    Srikanth b

    Good explanation & service by Siva Kranti

  • Sekharponnada Sekharponnada
    Sekharponnada Sekharponnada

    Good fd rates. From.Rajkumar

  • Koyya Sivaji
    Koyya Sivaji

    Good interest rates

  • venkatesh yadav
    Venkatesh yadav

    Good interest rates on deposits

  • gopi palanichamy
    Gopi palanichamy

    Ujjivan Small Finance Bank, Visakhapatnam Branch, exceeded expectations! Efficient processes and friendly staff, notably Krutika, the Branch Operations Manager, made opening a savings account seamless. Her expertise and warm demeanor were impressive. Highly recommended!

  • Avinash SN
    Avinash SN

    I'm thoroughly impressed with my experience at Ujjivan Small Finance Bank, Visakhapatnam Branch. The Branch Manager and his team's expertise and welcoming atmosphere made opening a Savings Account a breeze. Krutika, the Branch Operations Manager, deserves special recognition. Her in-depth knowledge, professionalism, and friendly approach ensured I received personalized attention and clarity on my queries. Ujjivan's streamlined processes and customer-centric approach shine through in their staff. The staff’s exceptional service reinforced my confidence in choosing this bank. Highly recommended for those seeking hassle-free banking and outstanding customer support!

  • Kimidu Harikrishna
    Kimidu Harikrishna

    Good interest rates on fixed deposit

  • D Padma
    D Padma

    Fd interset rates good

  • yaswanth kumar
    Yaswanth kumar

    Good service by santosh

  • BOBBYL Bangaram
    BOBBYL Bangaram

    Good interset rates on fixed deposit

  • YOGESH S
    YOGESH S

    Well support, customer service is good by Siva

  • leela kumari
    Leela kumari

    Great service from Praveen thank u praveen sir

  • Sai Priyanka
    Sai Priyanka

    Good and nice service done by Praveen thank u for the best service

  • lays packet
    Lays packet

    Praveen kommireddy Nice service he responds to me immediately🥰 I loved it😍

  • Padagala Naresh
    Padagala Naresh

    Good interest rate and good service by the staff

  • 537 Keshav Harsha Vardhan
    537 Keshav Harsha Vardhan

    good interest rates

  • Yeswanth Rocky
    Yeswanth Rocky

    Good interest rates on deposits

  • Bitrapati Tarun kumar
    Bitrapati Tarun kumar

    Good Srvice by Siva & Good fd rates

  • Tarun Manish Krishna Gudivada
    Tarun Manish Krishna Gudivada

    Good Team with great dedication

  • Usha Kollati
    Usha Kollati

    Good fd rates and nice service by the team

  • Ramyabalu
    Ramyabalu

    Good fixed deposit rates

  • Vijay
    Vijay

    Good service

  • Ajay kumar Tadela
    Ajay kumar Tadela

    Good interest rates and srvice

  • Venu Gopalrao
    Venu Gopalrao

    Good interest rates

  • Raj Swamy
    Raj Swamy

    Nice service and nice products

  • GOPI NELLI
    GOPI NELLI

    Good fixed deposit rates

  • worship of god
    Worship of god

    Good interest rates and service

  • somasekhar adapureddi
    Somasekhar adapureddi

    Good service

  • Pyla Prasanna
    Pyla Prasanna

    Nice interest on fixed deposit

  • Harish Harsha
    Harish Harsha

    Good interset rates well explained by praveen

  • Ramana Durgasi
    Ramana Durgasi

    Good interest rates

  • Bad boy YT
    Bad boy YT

    Good service by avinash

  • srihari kumar
    Srihari kumar

    Nice service

  • Sai Charan
    Sai Charan

    Good interest rates on fixed deposit and savings well explained by santosh

  • KSS Charan 2024 Charan
    KSS Charan 2024 Charan

    Good interest rates on fixed deposit and savings well explained by santosh

  • KSS Charan
    KSS Charan

    Good interest rates on fixed deposit and savings well explained by santosh

  • Ommi Abc
    Ommi Abc

    Good service

  • Rambabu Basha
    Rambabu Basha

    Nice products and services

  • srinu sarvasuddi
    Srinu sarvasuddi

    Good service and interests

  • Rajeswari Seeram
    Rajeswari Seeram

    Nice customer service given by Praveen 😃

  • Chakri Yadav
    Chakri Yadav

    Good rates on savings and deposits

  • rathna jyothi
    Rathna jyothi

    Good service

  • theegela appayya
    Theegela appayya

    Good service

  • Tanisha Choudhary
    Tanisha Choudhary

    Good service

  • Kusuma Pakkurthi
    Kusuma Pakkurthi

    Good fd rates and nice service by cashier 😊

  • Surya Manisha Kumari 53
    Surya Manisha Kumari 53

    Good fd rates and nice service by cashier

  • HARISH YADAV Mugada
    HARISH YADAV Mugada

    Good

  • Sai Charan
    Sai Charan

    Good interest rates on fixed deposit and savings well explained by santosh

  • Sai Sunny
    Sai Sunny

    Nice bank Nice customer service by Praveen

  • Sidharth Abhi
    Sidharth Abhi

    Customer service is good. Cashier took care of the issues. FD rates are fine and the service is appreciable

  • Sukesh Chandu
    Sukesh Chandu

    Customer service is nice and hassle free. Nice service by cashier. FD rates are good.

  • Sai Althi
    Sai Althi

    Nice bank nice customer service by Praveen

  • Raj Kumar Maddala
    Raj Kumar Maddala

    Nice service by cashier and good fd rates

  • Manoh 646475857 ar Reddy
    Manoh 646475857 ar Reddy

    The cashier provided excellent service, treating customers politely, understanding their needs, and delivering great service.

  • Aasrith Chandu
    Aasrith Chandu

    Great service. Liked it a lot

  • Siddi Praven
    Siddi Praven

    Good service by avinash .

  • Simha Bujji
    Simha Bujji

    Employees Service if good

  • Raju Chotu
    Raju Chotu

    Excellent and Decent service provided by Mr K SATHOSH KUMAR.

  • Kolli Narsing rao
    Kolli Narsing rao
  • Chandu Yadav
    Chandu Yadav

    Interest rates are good on fixed deposits

  • NARRESH YADAV
    NARRESH YADAV

    Good interest rates

  • Manoj Manu
    Manoj Manu

    Good interest rates

  • Prasad Kanna
    Prasad Kanna

    Good fd rates

  • Madhu Sudhan
    Madhu Sudhan

    Good interest rates

  • Nammi Chinna
    Nammi Chinna

    Good interest rates

  • Revanth Setikam
    Revanth Setikam

    Nice service by Sandeep P and good Fd rates

  • Ashok Kumar
    Ashok Kumar
  • Vaibhav Patnaik
    Vaibhav Patnaik
  • Bandaru Jayanth
    Bandaru Jayanth
  • Vasu Shekarapalli
    Vasu Shekarapalli
  • Sumanth Sai
    Sumanth Sai

    Good customer service given by Praveen

  • lokesh chandhra
    Lokesh chandhra

    Nice service by Sandeep P and good Fd rates

  • yegireddy Bhavani
    Yegireddy Bhavani

    Good intrest rates

  • Bhargavi Marisarla
    Bhargavi Marisarla

    Good intrest rates

  • sandeep gopi
    Sandeep gopi

    Good service given by bank and well maintained the employees are very knowledgeable especially CCR Praveen very polite person and her product knowledge awesome he explain open the current account superb. Service wise really appreciated am strongly recommend this bank to open the CASA accounts and FD in this bank

  • kurati chinababu
    Kurati chinababu

    It has been wonderful experience with ujjivan small finance bank. Looking forward with the same kind of support and guidance. Thank you Mr.Praveen for financial consultation.

  • santhosh siva kumar
    Santhosh siva kumar

    Good interest rates on fixed deposits

  • Karthik Kumar
    Karthik Kumar

    Nice service and good fd rates

  • Vasamsetti Manobhiram
    Vasamsetti Manobhiram

    Good bank and well maintained FD rates

  • Lokesh Kumar
    Lokesh Kumar
  • vinodhkumar gurrala
    Vinodhkumar gurrala

    Good interest rates on fixed deposits

  • Sreekar Yadav
    Sreekar Yadav

    Good intrest rates

  • Meesala Madhumathi
    Meesala Madhumathi

    Good intereste rates

Business Hours

Timing
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM
The branch will remain closed on the 2nd and 4th Saturday of every month

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Other Branches

Tags

Ujjivan Small Finance Bank Microfinance services Financial inclusion Banking for the underprivileged Small business loans Savings accounts Affordable banking solutions Rural and semi-urban banking Digital banking services Financial empowerment

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Frequently asked Questions

Q.What is the procedure to open a Savings Bank Account

To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening

Q.Is it possible to open a bank account using only an Aadhaar card?

If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.

Q.What KYC requirements must be fulfilled to open a bank account?

The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.

Q.Is there a minimum balance required for a savings account?

The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.

Q.What is the process for requesting a new debit card from the Bank?

The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.

Q.What are the Annual charges for the debit card?

The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.

Q.What is the minimum and maximum duration for an INR Fixed Deposit (FD)?

The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.

Q.Is there any special interest rate benefit for senior citizens?

As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.

Q.What are the interest rates offered on Non-Resident (NR) deposits?

The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.

Q.What features does the debit card offer?

The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.

Q.Are there dedicated savings accounts specifically designed for women?

Yes, Garima Savings Account is an exclusive account for women

Q.What is the 24-hour customer care helpline number for Ujjivan SFB?

The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.

Q.Where do I find the nearest Branch or ATM

Find our nearby branch located at Gupta Building, No. 47-13-10, Diamond Park Road, Dwarakanagar, and our ATM situated at Gupta Building, No. 47-13-10, Diamond Park Road, Dwarakanagar.

Q.Where can I view the most recent performance of Ujjivan SFB?

To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.

Q.What is ujjivan bank IFSC and MICR Code for Diamond Park Road Branch?

IFSC Code of Ujjivan Small Finance Bank, Diamond Park Road is UJVN0001735 and MICR Code is 530761002.

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