Our Services
About us
- Present Across 26 States/Union Territory.
- 326 Districts.
- 90 Lakh Customer Base.
- 752 Banking Touchpoints.
- 21,000+ Employee Strength.
Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.
Ratings & Reviews
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Dharmana Someswararao
FD rates are attractive nice service by siva
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Shanmukha Rao
Well explained by Soma sekhar and good FD rates....
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Money power
FD rates are good, good service by siva
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Susmitha Rockey
FD rates are Good& good service by siva
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Ashok Kumar
I recently visited the Ujjivan Small Finance Bank, Visakhapatnam Branch, as a senior citizen looking to inquire about Fixed Deposits (FDs). I was impressed by the exceptional service provided by the Branch Operations Manager, Ms. Krutika. She was friendly, patient, and took the time to explain the various FD options available. I was pleased to discover that the bank offers lucrative FD rates, making it an attractive option for seniors like myself. The banking process was convenient, and the staff were courteous and helpful. My only suggestion for improvement would be to provide a dedicated parking spot for customers, which would be a big help for seniors and people with mobility issues. Overall, I'm extremely satisfied with my experience at Ujjivan Small Finance Bank, Visakhapatnam Branch, and I highly recommend it to others, especially senior citizens.
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LALITHASIVA KUMAR
Good service by siva and FD rates are attractive 👍
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Sakunthala Deepilli
Fd rates are good,good service providing by siva
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BATTULA NAGABABU
Good Sevice by Siva, fD rates are good
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Pakkurthi Lakshmi pathi
Good fd rates and nice service by cashier and operation team 😊
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Dhooli Ravi
Good fd rates and nice service by the ops team 🙂
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Ganesh Bodaballa
Good interest rates
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N Kumar
I visited the Ujjivan Small Finance Bank a few days ago to open a Current Account at their Visakhapatnam Branch. The whole process was seamless and I had a pleasant experience unlike larger banks in big cities. A special mention goes to Miss Krutika, the Branch Operations Manager. Her approachable nature, and clear guidance made the entire process effortless and stress-free. As I am a first time small business owner, I had my apprehensions. She helped clear my queries. The bank's focus on simplicity and excellent customer care truly stands out. For anyone seeking reliable and straightforward banking services, I wholeheartedly recommend Ujjivan!
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Akshay Ratan
I opened a bank account in Vizag branch. The team was helpful. Madam Krutika helped me in understanding the process of opening my first bank account. I am looking forward to having a smooth banking experience in the future as well.
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Durgaraomaddala
Good fd rates from Rajkumar
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Raja rao
Good fd intrest rates and Services
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Sigalapalli Vijayalakshmi
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Jaya Lakshmi
Good service by siva Kranti & fd rates are good
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Srikanth b
Good explanation & service by Siva Kranti
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Sekharponnada Sekharponnada
Good fd rates. From.Rajkumar
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Koyya Sivaji
Good interest rates
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Venkatesh yadav
Good interest rates on deposits
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Gopi palanichamy
Ujjivan Small Finance Bank, Visakhapatnam Branch, exceeded expectations! Efficient processes and friendly staff, notably Krutika, the Branch Operations Manager, made opening a savings account seamless. Her expertise and warm demeanor were impressive. Highly recommended!
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Avinash SN
I'm thoroughly impressed with my experience at Ujjivan Small Finance Bank, Visakhapatnam Branch. The Branch Manager and his team's expertise and welcoming atmosphere made opening a Savings Account a breeze. Krutika, the Branch Operations Manager, deserves special recognition. Her in-depth knowledge, professionalism, and friendly approach ensured I received personalized attention and clarity on my queries. Ujjivan's streamlined processes and customer-centric approach shine through in their staff. The staff’s exceptional service reinforced my confidence in choosing this bank. Highly recommended for those seeking hassle-free banking and outstanding customer support!
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Kimidu Harikrishna
Good interest rates on fixed deposit
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D Padma
Fd interset rates good
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Yaswanth kumar
Good service by santosh
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BOBBYL Bangaram
Good interset rates on fixed deposit
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YOGESH S
Well support, customer service is good by Siva
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Leela kumari
Great service from Praveen thank u praveen sir
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Sai Priyanka
Good and nice service done by Praveen thank u for the best service
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Lays packet
Praveen kommireddy Nice service he responds to me immediately🥰 I loved it😍
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Padagala Naresh
Good interest rate and good service by the staff
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537 Keshav Harsha Vardhan
good interest rates
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Yeswanth Rocky
Good interest rates on deposits
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Bitrapati Tarun kumar
Good Srvice by Siva & Good fd rates
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Tarun Manish Krishna Gudivada
Good Team with great dedication
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Usha Kollati
Good fd rates and nice service by the team
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Ramyabalu
Good fixed deposit rates
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Vijay
Good service
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Ajay kumar Tadela
Good interest rates and srvice
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Venu Gopalrao
Good interest rates
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Raj Swamy
Nice service and nice products
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GOPI NELLI
Good fixed deposit rates
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Worship of god
Good interest rates and service
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Somasekhar adapureddi
Good service
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Pyla Prasanna
Nice interest on fixed deposit
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Harish Harsha
Good interset rates well explained by praveen
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Ramana Durgasi
Good interest rates
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Bad boy YT
Good service by avinash
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Srihari kumar
Nice service
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Sai Charan
Good interest rates on fixed deposit and savings well explained by santosh
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KSS Charan 2024 Charan
Good interest rates on fixed deposit and savings well explained by santosh
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KSS Charan
Good interest rates on fixed deposit and savings well explained by santosh
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Ommi Abc
Good service
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Rambabu Basha
Nice products and services
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Srinu sarvasuddi
Good service and interests
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Rajeswari Seeram
Nice customer service given by Praveen 😃
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Chakri Yadav
Good rates on savings and deposits
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Rathna jyothi
Good service
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Theegela appayya
Good service
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Tanisha Choudhary
Good service
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Kusuma Pakkurthi
Good fd rates and nice service by cashier 😊
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Surya Manisha Kumari 53
Good fd rates and nice service by cashier
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HARISH YADAV Mugada
Good
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Sai Charan
Good interest rates on fixed deposit and savings well explained by santosh
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Sai Sunny
Nice bank Nice customer service by Praveen
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Sidharth Abhi
Customer service is good. Cashier took care of the issues. FD rates are fine and the service is appreciable
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Sukesh Chandu
Customer service is nice and hassle free. Nice service by cashier. FD rates are good.
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Sai Althi
Nice bank nice customer service by Praveen
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Raj Kumar Maddala
Nice service by cashier and good fd rates
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Manoh 646475857 ar Reddy
The cashier provided excellent service, treating customers politely, understanding their needs, and delivering great service.
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Aasrith Chandu
Great service. Liked it a lot
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Siddi Praven
Good service by avinash .
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Simha Bujji
Employees Service if good
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Raju Chotu
Excellent and Decent service provided by Mr K SATHOSH KUMAR.
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Kolli Narsing rao
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Chandu Yadav
Interest rates are good on fixed deposits
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NARRESH YADAV
Good interest rates
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Manoj Manu
Good interest rates
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Prasad Kanna
Good fd rates
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Madhu Sudhan
Good interest rates
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Nammi Chinna
Good interest rates
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Revanth Setikam
Nice service by Sandeep P and good Fd rates
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Ashok Kumar
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Vaibhav Patnaik
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Bandaru Jayanth
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Vasu Shekarapalli
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Sumanth Sai
Good customer service given by Praveen
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Lokesh chandhra
Nice service by Sandeep P and good Fd rates
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Yegireddy Bhavani
Good intrest rates
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Bhargavi Marisarla
Good intrest rates
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Sandeep gopi
Good service given by bank and well maintained the employees are very knowledgeable especially CCR Praveen very polite person and her product knowledge awesome he explain open the current account superb. Service wise really appreciated am strongly recommend this bank to open the CASA accounts and FD in this bank
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Kurati chinababu
It has been wonderful experience with ujjivan small finance bank. Looking forward with the same kind of support and guidance. Thank you Mr.Praveen for financial consultation.
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Santhosh siva kumar
Good interest rates on fixed deposits
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Karthik Kumar
Nice service and good fd rates
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Vasamsetti Manobhiram
Good bank and well maintained FD rates
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Lokesh Kumar
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Vinodhkumar gurrala
Good interest rates on fixed deposits
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Sreekar Yadav
Good intrest rates
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Meesala Madhumathi
Good intereste rates
Business Hours
- Monday: 09:30 AM - 04:00 PM
- Tuesday: 09:30 AM - 04:00 PM
- Wednesday: 09:30 AM - 04:00 PM
- Thursday: 09:30 AM - 04:00 PM
- Friday: 09:30 AM - 04:00 PM
- Saturday: 09:30 AM - 04:00 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
Other Branches
Sambalpur - 768004
Rajahmundry - 533101
Angul - 759122
Vijayawada - 520010
Nayagarh - 752069
Puri - 752020
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Frequently asked Questions
To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening
If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.
The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.
The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.
The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.
The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.
The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.
As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.
The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.
The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.
Yes, Garima Savings Account is an exclusive account for women
The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.
Find our nearby branch located at Gupta Building, No. 47-13-10, Diamond Park Road, Dwarakanagar, and our ATM situated at Gupta Building, No. 47-13-10, Diamond Park Road, Dwarakanagar.
To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.
IFSC Code of Ujjivan Small Finance Bank, Diamond Park Road is UJVN0001735 and MICR Code is 530761002.