Bank at your fingertips with Digital Savings Account from Ujjivan SFB. Experience the convenience of digital banking and watch your savings grow at rates of up to 7.50% p.a.
Walk-in to any of 700 Ujjivan branches across 26 states and union territories
Paperless and secure
Open a Digital Savings Account in just a few minutes!
Free debit card for the first year
Access any of our branches across 26 states and UTs
Free SMS alert facility
5 free transactions at both Ujjivan SFB and other banks' ATMs
Call 1800-208-2121 toll free for 24/7 Customer Care in your preferred language
State-of-the-art mobile banking in 9 regional languages, bill payments, UPI, recharges and fingerprint login
Exclusive offers on categories like shopping, travel, dining, and healthcare in collaboration with RuPay
Minimal Requirements
Aadhaar card
PAN card
Mobile number linked with Aadhaar
Enter your mobile number, PAN and Aadhaar
Enter initial deposit amount details and complete the payment
Provide personal details
Complete video KYC (08:00 AM To 08:00 PM)
Receive receipt and start transacting!
Register using your mobile number
Verify using PAN and Aadhaar
Enter Personal details
Enter Deposit details and complete your payment
Receive FD receipt and maximize your returns!
(Savings Account Interest Rates effective 17th August 2023)
| Amount | Interest Rate (p.a.) |
|---|---|
| Up to ₹1 lakh | 3.50% |
| > ₹1 lakh to ₹5 lakh | 6.00% |
| > ₹5 lakh | 7.50% |
No additional interest rate for Senior Citizens.
Calculation methodology applicable for Savings Accounts:
Example: If a customer maintains ₹1,20,000 in the Savings Account, 3.50% interest will be earned for ₹1,00,000 and 6.00% interest will be earned for the remaining ₹20,000.
Please write to customercare@ujjivan.com to know more.
New-to-bank prospects (existing Ujjivan SFB customers cannot open a Digital Savings Account)
The individual should not have any partial KYC Savings Account with any other bank.
Above 18+ any Individual user can open savings account.
You will need the following documents: Aadhaar Card, PAN Card and mobile number linked to your Aadhaar Card as the OTP will be sent to this linked mobile number.
Enter your mobile number, PAN and Aadhaar
Enter initial deposit amount details and complete the payment
Provide personal details
Complete video KYC (08:00 AM To 08:00 PM)
Receive receipt and start transacting!
Open a digital savings account in minutes
Open Now