Managing Director and CEO
Qualification:
Bachelor’s degree in Technology (Electrical Engineering) from National Institute of
Technology, Kurukshetra and a Professional Diploma in Marketing Management from
All India Management Association.
Nitin Chugh previously had successful stints with HDFC Bank Limited, Standard Chartered Bank, HCL Limited and Modi Xerox Limited.
*His resignation is effective from close of business hours on September 30, 2021
Chief Financial Officer
Qualification:
Chartered Accountant with the Institute of Chartered Accountants of India
Upma Goel joined the Bank on February 1, 2017 and has previously worked with L&T Finance Holdings Ltd., Ujjivan Financial Services Ltd. and Escorts Securities Ltd.
*Her resignation is effective from September 30, 2021 (end of business hours)
Head of Human Resources
Qualification:
Bachelor’s degree in Technology (Chemical Engineering) from the Banaras Hindu University and a
post-graduate Diploma in Management from the Indian Institute of Management, Calcutta.
Sanjay Kao joined Ujjivan Small Finance Bank on February 12, 2018 and has been appointed as the Head of Human Resources with effect from April 16, 2020. Before joining Ujjivan SFB, he has worked with Lipton India Limited, Dunia Finance LLC, Citibank, NA and ABN AMRO Bank, NV.
Chief Risk Officer
Qualification:
Master’s degree in Arts (Economics) from Calcutta University and is an
associate of the Indian Institute of Bankers
Arunava Banerjee joined the Bank on February 1, 2017. He has previously worked with the State Bank of India, Standard Chartered Bank and Bahraini Saudi Bank. He was also the previous Chief Financial Officer of Remza Investment Company WLL.
Business Head of MicroBanking and Rural Banking
Qualification:
Masters of Business Administration from
Xavier Institute of Management- Bhubaneswar
Vibhas Chandra is an experienced hand in Ujjivan with a career of 13 years in multiple roles, managing various geographies. During this time, He has lead Ujjivan’s east region and was pivotal in transition from MFI to Bank. In his previous role, he was leading the Asset Products division for Microbanking and Rural Banking.
Chief Credit Officer
Qualification:
Bachelor of technology degree in Mechanical Engineering from Regional Engineering
College, Kurukshetra and is a post-graduate in Marketing & Finance from Xavier
Institute of Management, Bhubaneswar.
Ashish Goel was previously employed at Godrej & Boyce, Marico Industries and ICICI Bank. He joined Ujjivan as Chief Credit Officer in February, 2021.
Head of Treasury
Qualification:
MBA from the Jamnalal Bajaj Institute of Management Studies, Mumbai and a
Physics Major from the University of Mumbai.
Rajeev Pawar joined as the Head of Treasury on January 20, 2020. He has previously worked with American Express Bank, Standard Chartered Bank, Kotak Mahindra Bank and Edelweiss Finance in India, Singapore and Dubai.
Chief Technology Officer
Qualification:
Bachelor’s Degree in Science from SIES College, Mumbai University and has completed his
Master of Computer Application from the Government College of Engineering in 1999.
Venkat Krishnan joined as the Chief Technology Officer on June 11, 2020. Previously he has worked with, Utkarsh Small Finance Bank as Chief Technology Officer and was responsible for building and managing their core banking systems. His experience extends across working with organisations like ABK, ET Life, Yes Bank, Dhanalaxmi Bank, HSBC India, Reliance General Insurance, Satyam Computers, ICICI Bank and GTL Ltd.
Head of Liabilities
Qualification:
Bachelor’s and Master’s degree in Science from Pt. Ravishankar Shukla University and a PGDBM
from MDI, Gurugram.
Shrinivas Murty joined as the Head of Liabilities on April 18, 2020. He is a Certified Associate of Indian Institute of Bankers. Before joining Ujjivan SFB, he was the Executive Vice President - Bandhan Bank, and managed the branch banking vertical. In the past, he has also worked with Bank of India, ICICI Bank and HDFC Bank. He brings with him vast business experience in strategies and models that spans across retail, SME, agri, micro-finance sales, operations, and compliance in the banking industry.
Chief Compliance Officer
Qualification:
Bachelor’s degree in Pharmacy from Dr MGR Medical University and a Master’s degree in
Business Administration from SMU. He is a Certified Associate of Indian institute of Bankers.
Brajesh Joseph Cherian is a banking and financial services professional with over 20 years of experience in Compliance, Operational Risk, Corporate Banking, Retail Banking and Treasury. Starting his career with the South Indian Bank ,he later on worked with Axis Bank in India and UAE where he handled various roles including Deputy CEO for Dubai Operations. Before joining Ujjivan in 2016, his last assignment was as Vice President - Compliance and Risk with Axis Bank, Mumbai.
Company Secretary and Compliance Officer
Qualification:
Bachelor’s degree in Commerce from Delhi University. He is a Chartered Accountant with the
Institute of Chartered Accountants of India and a Company Secretary with the Institute of Company
Secretaries of India. He is a Certified Associate of the Indian Institute of Banking and Finance.
Chanchal Kumar joined the Bank on January 30, 2017 and was appointed as Company Secretary and Compliance Officer on March 24, 2018. He has previously worked with Yes Bank, GE Capital Services India, ICICI Bank Ltd and Anand Corporate Services Ltd.
Annual Report 2020-21