Ernakulam - North
IFSC - UJVN0001193 MICR Code - 682761002
89513 95643
09:30 AM - 04:00 PM IST

Ujjivan Small Finance Bank - Ernakulam-North Branch

Ernakulam - North

No. 67/2926(1), Ground Floor, Vithayathil Building, Old Railway Station Road, Ernakulam - North, Ernakulam - 682018
IFSC - UJVN0001193 MICR Code - 682761002
09:30 AM - 04:00 PM The branch will remain closed on the 2nd and 4th Saturday of every month
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM

Our Services

Savings Account
Current Account
Term Deposits
Affordable Housing Loan
MSME Loan and OD facility
Busimoni Od
Two Wheeler Loan
Vikas Loan
Kisan Pragati Card
Individual Loan
Group Loan
Nri Services
Retail Forex Services
TASC Account
Hello Ujjivan
Sampoorna Family Banking
Sampoorna Nidhi
Sampoorna Lakshya
Third Party Products (insurance)

About us

  • Present Across 26 States/Union Territory.
  • 326 Districts.
  • 90 Lakh Customer Base.
  • 752 Banking Touchpoints.
  • 21,000+ Employee Strength.

Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.

Ratings & Reviews

5
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5
329 Reviews
  • Mubassir Iquebal
    Mubassir Iquebal

    Good intrest rate

  • Devika.M
    Devika.M

    Good service

  • smilesh v r
    Smilesh v r

    good

  • Sajin K.C
    Sajin K.C

    Good service

  • Akshay Ek
    Akshay Ek

    Good service

  • SINDHU P A
    SINDHU P A

    Great experience and well supported staffs

  • shafeek km
    Shafeek km

    Excellent service, good experience

  • Tohidur Molla
    Tohidur Molla

    Good service, very good experience

  • Shamil Ab
    Shamil Ab

    Supportive staff very good service

  • Afsal Mohammed
    Afsal Mohammed

    Excellent service

  • Furkan Ahmad
    Furkan Ahmad

    Good service

  • shaijo m m shaijo m m
    Shaijo m m shaijo m m

    (Translated by Google) Great banking (Original) ഗ്രേറ്റ്‌ ബാങ്കിംഗ്

  • Mazer Alam
    Mazer Alam

    Excellent service with ujjivan bank ernakulam branch. The staff are providing great service.

  • Sreejith ezikkode
    Sreejith ezikkode

    (Translated by Google) Super service from ujivan (Original) സൂപ്പർ സർവീസ് ഫ്രം ujivan

  • Md makdum Alam
    Md makdum Alam

    Best rates and good service

  • Parveen Raj purohit
    Parveen Raj purohit

    Great service👍

  • S K LIGHTS
    S K LIGHTS

    Good service and bank staff is cooperative

  • Jeemol Cp
    Jeemol Cp
  • Rajpurohit Rj46
    Rajpurohit Rj46

    Nice experience with ujjivan bank

  • Hashim H
    Hashim H

    Good services

  • Nakuldev CS
    Nakuldev CS

    Good service

  • Savithri Sasidharan
    Savithri Sasidharan

    Good services

  • Anandhu Anandh Biju
    Anandhu Anandh Biju

    Good services

  • krishna chembagam
    Krishna chembagam

    Great service

  • Rahid Raja
    Rahid Raja

    Amazing work

  • Md Mukhtar Hussain
    Md Mukhtar Hussain

    Excellent and good banking

  • Nithin J
    Nithin J

    Very happy with your service

  • Mehboob Alam
    Mehboob Alam

    Good timely service

  • jubbar Alam
    Jubbar Alam

    Super service

  • Md Arman
    Md Arman

    Excellent banking

  • VEENA ANOOP
    VEENA ANOOP

    Good Service👏🏻

  • Telson Sebastian
    Telson Sebastian

    Best rates and good service

  • rvn nair
    Rvn nair

    I had visited ekm north branch very supported staff and good service and will explained all products and rates

  • Ambadi JS
    Ambadi JS

    Good customer service and excellent rates

  • Gladwin Glen
    Gladwin Glen

    I had visted branch good service and best rate

  • Deseena Bagesh
    Deseena Bagesh

    Great service 👍

  • Silpa Akhil
    Silpa Akhil

    Excellent service

  • deepu Narayanan
    Deepu Narayanan

    Excellent staff service

  • Navas C
    Navas C

    Good service and staff was very supportive

  • Shaheer Shaheer
    Shaheer Shaheer

    Good service

  • Rajeevdaksh Rajeevdaksh
    Rajeevdaksh Rajeevdaksh

    Banking services are good

  • Ansar Cr
    Ansar Cr

    Nice service

  • Vismay T v
    Vismay T v

    Good service

  • Sabumon Vasudevan
    Sabumon Vasudevan

    Good banking fd rates

  • Ashish kumar
    Ashish kumar

    Nice banking services

  • Jesna M J
    Jesna M J

    I've been banking with Ujjivan Bank and had an excellent experience. The staff is courteous, knowledgeable, and always willing to help. The banking services are seamless, and the mobile app is user-friendly.

  • Amrutha Ravindran
    Amrutha Ravindran

    Great experience from this bank

  • neethu neethu
    Neethu neethu

    Good service..

  • Saidul Islam
    Saidul Islam

    Good service

  • Gauri Sivakumar Nair
    Gauri Sivakumar Nair
  • HAPPY MOL Xavier
    HAPPY MOL Xavier

    Had good services.

  • Valsa Vasudevan
    Valsa Vasudevan

    Excellent service by arunkumar, branch sales manager. Keep it up

  • JOSHI P D
    JOSHI P D

    Great experience, good service

  • Sarfaraz Alam
    Sarfaraz Alam

    Very supportive staffs and one of the best bank in Kerala.

  • Adv. Ahammed Mizwar
    Adv. Ahammed Mizwar

    Great service

  • Althaf Kakkat
    Althaf Kakkat

    Great experience coming with great staff!!

  • Feroz Ali Khan M M
    Feroz Ali Khan M M

    Great experience and supportive staff.

  • george mani
    George mani

    Wonderful experience and great service

  • Mj Akash
    Mj Akash

    Good service

  • Sujith P
    Sujith P
  • Antony Victor
    Antony Victor

    Excellent service from Arunkumar and sabitha madam

  • Alan Jose
    Alan Jose
  • Meena Viju
    Meena Viju

    Excellent Service and support from staffs .

  • ASWATHY K S
    ASWATHY K S

    Good service

  • sudha balachandran
    Sudha balachandran

    Good service

  • Md Firaz
    Md Firaz

    Outstanding deal

  • yahya Yahya
    Yahya Yahya

    (Translated by Google) Super service (Original) സൂപ്പർ സർവീസ്

  • Shameer KS
    Shameer KS

    Very good banking with Arun Kumar

  • Elizabeth Diya rose
    Elizabeth Diya rose

    Good banking

  • vinayak
    Vinayak

    Excellent service

  • Nizar Kareem
    Nizar Kareem

    Good banking with ujjivan

  • Anzar Alam
    Anzar Alam

    Excellent service

  • Jemin Pulikkottil
    Jemin Pulikkottil

    Good service

  • Radhakkrishnan Planimala
    Radhakkrishnan Planimala

    Very good service

  • Manikandan A
    Manikandan A

    Good service

  • veena peter
    Veena peter

    Great Service

  • LITHESH E.D
    LITHESH E.D
  • Elvis Paul
    Elvis Paul

    Great experience , and Good customer service services ❤️

  • Nithin Ponnath
    Nithin Ponnath
  • Karthika S S
    Karthika S S

    Very good service

  • Sulthana Basheer
    Sulthana Basheer

    Good service.... Keep it up

  • Manoharan Pillai
    Manoharan Pillai

    Excellent Service and good behevier

  • Hotel Badhriya
    Hotel Badhriya

    Excellent banking with BSM Arun kumar s

  • Umar Hathab
    Umar Hathab

    Good service

  • ASWIN TS
    ASWIN TS
  • Archana P S
    Archana P S
  • BAIJU GOPALAKRISHNA PANICKER
    BAIJU GOPALAKRISHNA PANICKER

    Good service

  • Muktar Hussain
    Muktar Hussain

    Super service

  • Alija Khatun
    Alija Khatun

    Excellent service

  • ROSHAN IK
    ROSHAN IK

    Well serviced by Arun kumar

  • Anoop Rishikesh
    Anoop Rishikesh

    Very Good service by all the branch staffs..

  • Jose Vj
    Jose Vj

    I had a great experience Ernakulam branch , well professional

  • Aneeta Joji
    Aneeta Joji

    Their customer service is second to none.I was completely impressed with their professionalism and customer service

  • krishna raj
    Krishna raj

    I have been getting great service from the Ujjivan bank North branch. Especially Niranjana Madam.all other staff are very friendly and helpful

  • sreejith sree
    Sreejith sree

    Excellent service......and providing good interest rates in industry...

  • naveen john
    Naveen john

    Excellent service

  • jery
    Jery

    I had an excellent experience at Ujjivan Small Finance Bank in Ernakulam North. The staff were welcoming, professional, and took the time to explain all services clearly. The branch is clean, well-organized, and offers convenient digital banking options, making it easy to manage accounts on the go. Highly recommend for anyone seeking friendly, reliable banking support.

  • cc Amith
    Cc Amith
  • shyamili m
    Shyamili m
  • Siya Regi
    Siya Regi

Business Hours

Timing
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM
The branch will remain closed on the 2nd and 4th Saturday of every month

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Other Branches

Tags

Ujjivan Small Finance Bank Microfinance services Financial inclusion Banking for the underprivileged Small business loans Savings accounts Affordable banking solutions Rural and semi-urban banking Digital banking services Financial empowerment

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Frequently asked Questions

Q.What is the procedure to open a Savings Bank Account

To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening

Q.Is it possible to open a bank account using only an Aadhaar card?

If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.

Q.What KYC requirements must be fulfilled to open a bank account?

The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.

Q.Is there a minimum balance required for a savings account?

The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.

Q.What is the process for requesting a new debit card from the Bank?

The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.

Q.What are the Annual charges for the debit card?

The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.

Q.What is the minimum and maximum duration for an INR Fixed Deposit (FD)?

The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.

Q.Is there any special interest rate benefit for senior citizens?

As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.

Q.What are the interest rates offered on Non-Resident (NR) deposits?

The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.

Q.What features does the debit card offer?

The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.

Q.Are there dedicated savings accounts specifically designed for women?

Yes, Garima Savings Account is an exclusive account for women

Q.What is the 24-hour customer care helpline number for Ujjivan SFB?

The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.

Q.Where do I find the nearest Branch or ATM

Find our nearby branch located at No. 67/2926(1), Ground Floor, Vithayathil Building, Old Railway Station Road, and our ATM situated at No. 67/2926(1), Ground Floor, Vithayathil Building, Old Railway Station Road.

Q.Where can I view the most recent performance of Ujjivan SFB?

To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.

Q.What is ujjivan bank IFSC and MICR Code for Old Railway Station Road Branch?

IFSC Code of Ujjivan Small Finance Bank, Old Railway Station Road is UJVN0001193 and MICR Code is 682761002.

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