Naduvile Village
IFSC - UJVN0001605 MICR Code - 686761602
89513 95643
09:30 AM - 04:00 PM IST

Ujjivan Small Finance Bank - Vaikom Branch

Naduvile Village

Ground Floor, 187/26A/1, Naduvile Village, Naduvile Village , Vaikom - 686631
IFSC - UJVN0001605 MICR Code - 686761602
09:30 AM - 04:00 PM The branch will remain closed on the 2nd and 4th Saturday of every month
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM

Our Services

Savings Account
Current Account
Term Deposits
Affordable Housing Loan
MSME Loan and OD facility
Busimoni Od
Two Wheeler Loan
Vikas Loan
Kisan Pragati Card
Individual Loan
Group Loan
Nri Services
Retail Forex Services
TASC Account
Hello Ujjivan
Sampoorna Family Banking
Sampoorna Nidhi
Sampoorna Lakshya
Third Party Products (insurance)

About us

  • Present Across 26 States/Union Territory.
  • 326 Districts.
  • 90 Lakh Customer Base.
  • 752 Banking Touchpoints.
  • 21,000+ Employee Strength.

Ujjivan Small Finance Bank is a scheduled commercial bank serving 90+ lakh customers through 752 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.

Ratings & Reviews

5
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1
5
147 Reviews
  • Philp Nu
    Philp Nu

    Good Service

  • Mercy Joy
    Mercy Joy
  • Athira Ajayan
    Athira Ajayan

    (Translated by Google) Very nice service (Original) Very nice സർവീസ്

  • Jaya Sasikumar
    Jaya Sasikumar

    Good

  • Lekha Lekha A N
    Lekha Lekha A N
  • Emy Mathew
    Emy Mathew

    Good bank

  • Shiva Sankar
    Shiva Sankar

    Very nice experience

  • Ambu Suja
    Ambu Suja

    Very nice experience

  • Sajitha Ragesh
    Sajitha Ragesh

    (Translated by Google) Very refreshing (Original) വെരി refreshing

  • Ram Chand
    Ram Chand

    Quality service

  • Sini Jagadhish
    Sini Jagadhish

    (Translated by Google) Very quality service (Original) വെരി ക്വാളിറ്റി സർവീസ്

  • Monisha N M
    Monisha N M

    very quality service

  • Shenna T
    Shenna T

    (Translated by Google) Very good branch (Original) വെരി good branch

  • SUMIL MOHAN
    SUMIL MOHAN

    Nothing

  • Sudheer Subi
    Sudheer Subi

    (Translated by Google) Very good experience (Original) Very ഗുഡ് എക്സ്പീരിയൻസ്

  • Lissy Bipin
    Lissy Bipin

    Good service

  • AKHILRAJ P.R
    AKHILRAJ P.R
  • Girijan Marar
    Girijan Marar

    (Translated by Google) Good service by front office staff Nitin kumar (Original) Good സർവീസ് ബൈ ഫ്രണ്ട് ഓഫീസ സ്റ്റാഫ്‌ നിതിൻ kumar

  • Manju Prakashan
    Manju Prakashan
  • binish k.d
    Binish k.d

    nice bank

  • Prabha PK
    Prabha PK

    Good services

  • Annie Raju
    Annie Raju

    Good services

  • Sreelakshmi Santhosh
    Sreelakshmi Santhosh

    Good services helping staff

  • Anjitha R
    Anjitha R

    Good services..

  • Maya Udhayakumr
    Maya Udhayakumr
  • Arya Karthikayan
    Arya Karthikayan

    Good services. Helping staff members

  • ASHITHA MANOHARAN
    ASHITHA MANOHARAN
  • SETHU LAKSHMI
    SETHU LAKSHMI

    Good experience

  • Sindhu Johny
    Sindhu Johny
  • Jayasree Jayaraj
    Jayasree Jayaraj
  • Rajesh k
    Rajesh k

    Have very good relationship with the bank on daily basis

  • Maneesha Renjith
    Maneesha Renjith

    Very quality serviced

  • Beena Navas
    Beena Navas

    (Translated by Google) Very happy (Original) വെരി happy

  • asokan viswambharan
    Asokan viswambharan
  • Ayish Cs
    Ayish Cs

    Satisfied

  • Sudha
    Sudha

    (Translated by Google) Very good (Original) വെരി good

  • CHITHIRA S
    CHITHIRA S

    Good services

  • Abhijith Sabu
    Abhijith Sabu
  • Abhiram P Sudheesh
    Abhiram P Sudheesh

    Very good customer services and banking operations

  • Vijitha Rajesh
    Vijitha Rajesh

    Good

  • Adwaith Ajith
    Adwaith Ajith

    Good approachable customer service

  • Adithyan M
    Adithyan M

    I like this branch and all the staff

  • Fasila Sabeer
    Fasila Sabeer

    (Translated by Google) Very nice and friendly staff (Original) വെരി നൈസ് ആൻഡ് ഫ്രണ്ട്‌ലി staff

  • Dinamani Sheela
    Dinamani Sheela

    Very nice banking facilities

  • Shereena sajeer
    Shereena sajeer

    Very supportive customer service and banking operations

  • Aparna Bt
    Aparna Bt

    Good

  • Sasimani P
    Sasimani P

    Good service from vaikom branch

  • sreejith raj
    Sreejith raj

    Very supportive staff and customer services

  • Sumesh Kumar
    Sumesh Kumar

    Very helpfull staff special mention Jyothy from sales team

  • Baiju T B Thoppinarikil
    Baiju T B Thoppinarikil

    Very good customer service

  • Seema
    Seema

    (Translated by Google) Very happy with bank (Original) Very happy വിത്ത്‌ bank

  • Chandranandan T
    Chandranandan T

    Very good service

  • AMALNATH CHANDRANANDAN
    AMALNATH CHANDRANANDAN
  • athira athira anil
    Athira athira anil

    Very attaractive banking services and customer friendly

  • parvathy krishnan
    Parvathy krishnan

    Recently opened a account and very happy with it

  • Susmitha Sumesh
    Susmitha Sumesh

    Very supportive staff and banking services

  • Ratheesh PG Ratheesh PG
    Ratheesh PG Ratheesh PG

    Keep up the good customer service s

  • Renjuratheesh Renjuratheesh
    Renjuratheesh Renjuratheesh
  • Suresh PM
    Suresh PM

    (Translated by Google) Best service (Original) ബെസ്റ്റ് സർവീസ്

  • Anju SV
    Anju SV

    Very attractive banking and operations

  • Aswathy pramod Aswathy pramod
    Aswathy pramod Aswathy pramod

    Very attractive banking rates and operations

  • Saleena V k
    Saleena V k

    Customer service is very good and impressive

  • Shylaja V
    Shylaja V

    Good experience

  • Sheeba Thushar
    Sheeba Thushar

    Nice bank and employees

  • Manu Rajan
    Manu Rajan

    Very good customer services

  • arunjith raju
    Arunjith raju

    We have experience a very warm welcome and good banking services

  • madathil sudhil
    Madathil sudhil

    Gave good information about bank and its facilities

  • THOMAS MATHEW CHETHIYIL
    THOMAS MATHEW CHETHIYIL

    Very decent banking operations

  • ASHA AJI
    ASHA AJI

    Goo banking experience

  • Lekha Chithambaran
    Lekha Chithambaran

    Excellent service . specially vaikom branch

  • Suneesh Soman
    Suneesh Soman

    Excellent

  • Sarath
    Sarath

    (Translated by Google) Branch staff very helping mentality (Original) ബ്രാഞ്ച് സ്റ്റാഫ്‌ ആരെ വെരി ഹെൽപ്പിങ് mentality

  • Sahaja mohanan
    Sahaja mohanan

    Vey nice bank

  • Yadhukrishnan T G
    Yadhukrishnan T G

    Staff are very cooperative and good service

  • Vinod Kumar
    Vinod Kumar

    It was great experience with Ujjivan Bank vaikom branch while opening new NREa/c with them. All the staffs are supportive especially Manager Sankar, he is very nice person, we had good talk.

  • mithra outdoor media solutions mithra
    Mithra outdoor media solutions mithra

    good service

  • Dileesh Vfc
    Dileesh Vfc

    Good service

  • Akshay Aalok Travels
    Akshay Aalok Travels

    Satisfied with the ujjivan vaikom branch sevice and staff ashams helps me lots..

  • gokul babu
    Gokul babu

    (Translated by Google) Excellent services.. (Original) Exellent services..

  • Shijin Mk
    Shijin Mk

    Good service

  • Krishna Indhu P.M
    Krishna Indhu P.M
  • jithin jose
    Jithin jose
  • Anjana Joseph
    Anjana Joseph
  • Sachin S
    Sachin S

    I recently opened an account and have been very impressed with their customer service. The online banking platform is user-friendly and offers a wide range of features.

  • Adith Jeevan
    Adith Jeevan

    Provides excellent customer service.

  • RAHUL KR
    RAHUL KR

    Good team. Excellent services

  • Saritha Ratheesh
    Saritha Ratheesh

    Very nice banking experience

  • Madr SH
    Madr SH
  • Mr MadrSH
    Mr MadrSH
  • Ben Joy Chethiyil
    Ben Joy Chethiyil
  • roy thayil
    Roy thayil
  • Varun Gopi
    Varun Gopi

    Very good experience

  • JIMY MARTIN
    JIMY MARTIN
  • sanish s
    Sanish s

    I chose Ujjivan Bank for my savings account after hearing good things, and they did not disappoint! Quick set up and friendly service. ..

  • Aswin K Vijay
    Aswin K Vijay

    Good service

  • Kl17traveller
    Kl17traveller
  • Amble Narayanan
    Amble Narayanan

    Overall good service to the customer.

  • Keerthana Sreekumar
    Keerthana Sreekumar

    Excellent Service

  • albin kurian
    Albin kurian
  • Anju Raveendran
    Anju Raveendran

Business Hours

Timing
  • Monday: 09:30 AM - 04:00 PM
  • Tuesday: 09:30 AM - 04:00 PM
  • Wednesday: 09:30 AM - 04:00 PM
  • Thursday: 09:30 AM - 04:00 PM
  • Friday: 09:30 AM - 04:00 PM
  • Saturday: 09:30 AM - 04:00 PM
The branch will remain closed on the 2nd and 4th Saturday of every month

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer

Other Branches

Tags

Ujjivan Small Finance Bank Microfinance services Financial inclusion Banking for the underprivileged Small business loans Savings accounts Affordable banking solutions Rural and semi-urban banking Digital banking services Financial empowerment

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Frequently asked Questions

Q.What is the procedure to open a Savings Bank Account

To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening

Q.Is it possible to open a bank account using only an Aadhaar card?

If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.

Q.What KYC requirements must be fulfilled to open a bank account?

The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.

Q.Is there a minimum balance required for a savings account?

The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.

Q.What is the process for requesting a new debit card from the Bank?

The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.

Q.What are the Annual charges for the debit card?

The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.

Q.What is the minimum and maximum duration for an INR Fixed Deposit (FD)?

The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.

Q.Is there any special interest rate benefit for senior citizens?

As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.

Q.What are the interest rates offered on Non-Resident (NR) deposits?

The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.

Q.What features does the debit card offer?

The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.

Q.Are there dedicated savings accounts specifically designed for women?

Yes, Garima Savings Account is an exclusive account for women

Q.What is the 24-hour customer care helpline number for Ujjivan SFB?

The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.

Q.Where do I find the nearest Branch or ATM

Find our nearby branch located at Ground Floor, 187/26A/1, Naduvile Village, and our ATM situated at Ground Floor, 187/26A/1, Naduvile Village.

Q.Where can I view the most recent performance of Ujjivan SFB?

To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.

Q.What is ujjivan bank IFSC and MICR Code for Hospital Road Branch?

IFSC Code of Ujjivan Small Finance Bank, Hospital Road is UJVN0001605 and MICR Code is 686761602.

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