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Management Team

Meet the people behind the next big shift in Indian banking

Martin P S

Martin P S

Head of Operations

Martin Pampilly has over 14 years of experience, with companies such as ANZ Grindlays, Bank Muscat and Centurion Bank. He was a member of the Centralised Operations Unit at Centurion Bank. He joined Ujjivan in 2009 as Regional ...Operations Manager (South), and managed the successful testing, training and implementation of the core banking project. He has successfully completed the Strategic Leadership Program at Harvard in April 2013. In May 2013, he was promoted as the Chief Operating Officer – East. He is a graduate in Science from Bangalore University.Know More

Upma Goel

Chief Financial Officer

Upma Goel is a Chartered Accountant with an experience spanning over 23 years in strategic financial planning, analysis and reporting, tax optimization, risk management, business restructuring and regulatory compliances. Her extensive ...experience includes roles of Deputy Group CFO at L&T Finance Holdings Limited, Reporting Head of CFOs of subsidiaries of L&T Finance Holding, DGM at Larsen and Toubro Ltd. and Financial Controller at Escorts Securities Limited.Know More

Upma Goel
Alagarsamy A P

Alagarsamy A P

Head of Audit

Alagarsamy A. P. is a banking and financial services professional with over two decades of experience in Sales, Credit, Risk and Audit. He worked with ICICI Bank for over 8 years in the Retail Assets and Rural Business Group, where he handled ...various roles. Before joining Ujjivan in 2010, his last assignment was as Assistant Vice President with Fullerton India Credit Company. He was part of the core team which launched their rural business and also handled audit. He has completed his Master's degree in Business Administration from Osmania University, Hyderabad.Know More

Premkumar G

Head of Admin and Infra

Premkumar G. has over 15 years of experience in senior administration positions at One World Hospital and Paul D'Souza and Associates, a leading law firm. He joined Ujjivan in 2006, and led the administration department. In 2012, ...he set up the Vigilance department and presently heads the function with a focus on preventive vigilance. He is also a member of the International Facility Management Association.Know More

Premkumar G
Arunava Banerjee

Arunava Banerjee

Chief Risk Officer

Arunava Banerjee has over 35 years of experience, primarily in the banking industry. Starting his career with the State Bank of India, he later on worked with Standard Chartered Bank in their Merchant Banking division. He moved to Bahrain in 1996 ... as the Manager for Corporate banking at the Bahraini Saudi Bank, before making a career shift to work as the Chief Financial Officer with Remza Investment Company W.L.L. He joined Ujjivan in July 2015. He holds a Master's degree in Arts from the University of Kolkata and is an Associate of the Indian Institute of Bankers.Know More

Sneh Thakur

Head of Credit and Collections Microfinance

Sneh Thakur joined Ujjivan in April 2008 with the first batch of Management Trainees. She started as a Corporate Financial Analyst and handled Corporate Finance and Investor Relationships for two years. During this time, she was ...involved in two rounds of equity fund raising in the Company. In 2011, she was appointed as the Regional Credit Manager (South) overseeing the transition phase of Credit Bureau verifications and compliance to regulatory changes. In April 2013, she was appointed as the Head of Credit. She holds a Post Graduate Diploma in Management from SDM Institute for Management Development, Mysore.Know More

 Sneh Thakur
Manish Kumar Raj

Manish Kumar Raj

Business Head of Branch Banking

Manish Raj joined Ujjivan in 2010. His first assignment was as an Area Manager at Dhanbad, Jharkhand. Thereafter, he was elevated to the role of a Regional Vigilance Manager where he was part of setting up the Vigilance ... department in the East. In November 2013, he managed the business for NCR and Madhya Pradesh territories in the North region. In December 2014, he was appointed as the Regional Business Manager- GL, handling the group lending business for the North region. Manish holds a Post Graduate Diploma in Rural Management from the Xavier Institute of Management, Bhubaneswar. Know More

Subramanian Ravi

Head of Treasury

Subramanian Ravi has over thirty-three years of experience in the domain of treasury. He was a gold medalist in B.Sc. (Maths) from the University of Madras, after which he did his Post Graduation in Public Policy. Prior to assuming his current role, he worked ...as a freelance consultant and trainer. He is an internationally certified instructor for teaching ACI suite of exams Level I and II and provides training services to government agencies, multinationals, public and private-sector banks, and multinational software companies. He teaches for all courses related to Treasury, Foreign Exchange, Money Market, Derivatives, ALM and Regulatory Compliance, Operations and Risk Management, Securities and Investment, Wealth Management. He has worked for two major Multinational Banks, Software Companies and top banking institutes. He has previously held the positions of Head of Treasury (Front Office), Head of Treasury and Derivative Operations (Back office) as well as been responsible for structured products and risk management.Know More

Subramanian Ravi