Micro Loans
Individual Loan Features Benefits Types of Individual Loan How to Apply FAQs

Individual Loans

Whether you are looking to renovate your house, expand your business and/or agricultural activities, our Individual Loans are here to support you. We offer financing up to 3 lakh at competitive rates to meet your immediate financial requirements.

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Key Features of our Individual Loans

  • Loan amount - ₹50,000 to ₹3 lakh (₹51,000 - ₹1,00,000 for the IAL category)
  • Quick approvals
  • Competitive rates starting at 24.25% p.a.
  • QR Codes for digital payments
  • Doorstep services
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Top Benefits of our Individual Loans

  • Flexible repayment tenure up to 36 months
  • Top-up loans up to ₹1 lakh after 6 months
  • Variety of loan options to suit different requirements
  • Minimal documentation
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Types of Ujjivan SFB Individual Loans

We offer a wide variety of Individual Loans:

 

Individual Business Loan (IBL)

Get hassle-free financing to grow your business. Enjoy minimal paperwork, competitive rates, flexible repayment tenure, and more.

 

Individual Livestock Loan (ILL)

Meet immediate financial requirements of your animal husbandry activities with our Individual Livestock Loan.

 

Home Improvement Loan (HIL)

Give your home a makeover with our Home Improvement Loan. Enjoy attractive rates and flexible repayment tenures.

 

Individual Agriculture Loan (IAL)

Need immediate funds to grow your agricultural activities? Apply for our Agriculture Loan and enjoy competitive rates, minimal documentation and a hassle-free application process.

 

Individual Loan Top-up

Your existing loan not enough to meet your requirements? Apply for our top-up loan with ease and get financing up to ₹1 lakh.

Minimal Requirements

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PAN Card or Form 60

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Aadhaar card/Voter ID/Driving License/Passport

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Updated bank statement of last 6 months but shouldn't be older than 45 days

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1 photo of applicant and co-applicant

How to Apply for Individual Loan with Ujjivan SFB

Follow these steps to apply for Individual Loan:

 

  • Click ‘Apply Now’ on this page
  • Fill out the required details as given in the form and submit
  • We will contact you to proceed further with your application
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FAQs

1. What is an Individual Loan?

An Individual Loan is a purpose-based loan given to individuals. Ujjivan SFB offers multiple Individual Loan products designed to meet your immediate financial requirements.

2. What is the minimum tenure offered for Individual Loan?

The minimum tenure is 6 months and the maximum tenure is 36 months.

3. What is the maximum loan amount I can apply for?

You can get a maximum financing of ₹3 lakh.

4. What is the applicable interest rate?

The interest rate ranges from 24.25% p.a. to 25.50% p.a.

5. What are the documents required to apply for Individual Loan?

You will need your PAN or Form 60, Aadhaar Card/Voter ID/Passport/Driving License, updated bank statement of last 6 months but shouldn't be older than 45 days and 1 photo of applicant and co-applicant.

Fuel your dreams with accessible funding through our Individual loans.

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