Garima Savings Account
Introducing Garima Savings Account - a savings account tailored to serve and empower women and help plan your finances better and choose a lifestyle that you desire. The account comes loaded with benefits including higher interest rates, low minimum balance requirement, free debit card, and more.
Key Features and Benefits
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How to Open a Ujjivan SFB Garima Savings Account Online
You just have to follow a few simple steps to open the Garima Savings Account online. These steps are detailed below -
If you are a new customer -
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Garima Savings Account through any of the following methods -
For assistance you can call our 24/7 customer support or visit your nearest branch.
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 3.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 5.00% p.a. | Above ₹ 5 lakhs to ₹ 25 lakhs - 7.25% p.a. | Above ₹ 25 lakhs - 7.50% p.a.
Ujjivan SFB Garima Savings Account Interest Rates
Below mentioned are the Interest Rates with Effect from 13th Sep 2024
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 3.50% |
| > ₹1 lakh to ₹5 lakhs | 5.00% |
| > ₹5 lakhs to ₹25 lakhs | 7.25% |
| > ₹25 lakhs | 7.50% |
You can find additional disclosures here.
Eligibility Criteria
To be eligible for Garima Savings Account, individual needs to meet any one of the below criteria.
*Should be in the name of the first holder
Channel Access
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5 free transactions per month at any other Bank’s ATM
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Free Personal Net Banking facility
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Free Mobile Banking app in 9 different languages of your choice
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Speak directly to our customer care executive in your preferred language 24*7 through Ujjivan SFB’s Toll-Free Number 1800 208 2121
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FAQs
1. What is Garima Savings Account?
Ujjivan SFB’s Garima Savings Account is a savings account specifically designed for women. With low minimum balance requirement, the account comes with a plethora of benefits, including personalised debit card, higher interest rates, enhanced transaction limits, and more.
2. Which debit card is offered with Garima Savings Account?
RuPay Classic Debit Card is offered with the Garima Savings Account. To know more about the card, you can visit this page.
3. How is the interest paid?
The interest is calculated daily (on the end-of-the-day) balances and credited to your account every quarter.
4. Are there any charges if I transact at a non-home branch?
At Ujjivan SFB, every branch is a home branch. You won’t have to pay any additional charges for non-home branch transactions.
Supercharge your savings! Earn up to 7.50% p.a. interest with our Digital Savings Account!
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