Platina FD
Introducing Ujjivan SFB Platina FD, your gateway to a premium investment experience, offering high returns and rock-solid security. Select a tenure spanning from 1 year to 5 years, invest and earn big with interest rates up to 8.45%* p.a. Enjoy an effortless banking experience and grow your wealth worry-free!
Senior citizen additional rate will not be applicable for Platina deposits. T&C Apply.
Key Features of Ujjivan SFB Platina FD
Top Benefits of Ujjivan SFB Platina FD
How to Open a Platina FD Account Online
Want to invest in Ujjivan SFB Platina FD? Here are the steps that you have to follow -
If you are a new customer
That's it! Relax and let your money work for you.
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Platina FD through any of the following methods
Choose the online process, and the bank will send you the FD receipt to your registered email ID within 24 hours.
Need assistance? Call our 24/7 customer support for assistance or visit your nearest branch.
Ujjivan SFB Platina FD Interest Rates
Below mentioned are the Interest Rates with Effect from 13st September 2024
| Tenure | Interest Rate (p.a.) (Under ₹ 3 Crores) |
|---|---|
| 12 Months | 8.45% |
| 12 Months 1 Day to 560 Days(80 weeks) | 8.20% |
| 561 Days to 990 Days | 7.95% |
| 991 Days to 60 Months | 7.40% |
You can find additional disclosures here.
Am I Eligible for Platina FD?
Check out our eligibility criteria before applying:
FAQs
1. What is Platina FD account?
The Platina FD account is a fixed deposit scheme offered by Ujjivan Small Finance Bank. Designed for premium investors, it offers one of the highest interest rates up to 8.45%* p.a.
2. Can I make premature withdrawals from the Platina FD account?
Premature withdrawals for Ujjivan Small Finance Bank Platina FD are not allowed. Your deposit will stay invested for the specified tenure as selected by you. You can access the funds only upon maturity. Please note that the deposit tenure ranges from 12 months to 60 months.
3. Is auto-renewal available under the Platina FD account?
The auto-renewal facility is not available under the Platina FD account. If you choose to renew your deposit, you'll need to make a new deposit after maturity.
4. When can I receive the interest earned on my deposits?
If you choose the non-cumulative deposit option, you can receive the interest monthly or quarterly. For the cumulative deposit account, the interest is paid in a lump sum at maturity.
5. I am an NRI. Can I invest in Ujjivan SFB Platina FD?
Yes, NRIs can also invest in Ujjivan Small Finance Bank Platina Fixed Deposit. Please go through our eligibility criteria to avoid any hiccups.
6. Can I open the Platina fixed deposit account offline?
While the option for online FD booking remains available, rest assured you can also open your fixed deposit account offline. Visit the nearest branch of Ujjivan Small Finance Bank and follow the account-opening procedure.
7. What is the minimum deposit amount for Platina FD?
Deposit amount should be above ₹1 crore and below ₹3 crores
8. What is the additional interest rate for senior citizens?
No additional interest rate is applicable for senior citizens. You can check our interest rate card for better clarity.
9. What is the maximum deposit tenure?
The maximum deposit tenure is 5 years or 60 months.
10. What is a non-callable fixed deposit?
Non-callable fixed deposits have a predetermined lock-in period. So, if you invest an amount in a non-callable FD, it cannot be withdrawn before the date of maturity barring specific situations and circumstances.
Watch your wealth soar! Earn high returns with our Platina Fixed Deposits!
Book FD Online