Digital Savings Account
We provide convenient digital channels exclusively for you to open a Savings Account from the comfort of your home. You can now open your digital account within minutes by following a few simple steps. Just remember to keep your Aadhaar card and PAN card handy for instant account opening.
In this digital era, you deserve quicker and better solutions to match your fast-paced lifestyle. Presenting, your very own Digital Savings Account that helps you – Save time while saving your money. Start transacting from your Digital Savings Account as soon as you complete opening the account online, and enjoy seamless fund transfers through our Mobile Banking and Internet Banking platforms.
Open a Digital Savings Account today, to start banking with us immediately without any hassle of paper-work.
Eligibility Criteria
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Offers
Exclusive offers on various categories like shopping, travel, dining, and healthcare collaboration with click here to view the offers
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 3.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 5.00% p.a. | Above ₹ 5 lakhs to ₹ 25 lakhs - 7.25% p.a. | Above ₹ 25 lakhs - 7.50% p.a.
Rate Of Interest
For Rate of Interest, please click here.
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FAQs
1. What is the Ujjivan Small Finance Bank Digital Savings Account?
The Ujjivan Small Finance Bank Digital Savings Account is an online savings account you can open instantly from anywhere.
2. How much rate of interest is offered with the Digital Savings Account?
The interest rate depends on the minimum balance that you maintain in Ujjivan SFB Digital Savings Account. Here are the details:
If the balance is up to ₹1 lakh - 3.50%* p.a.
If the balance is between ₹1 lakh and ₹5 lakh - 5%* p.a.
If the balance is more than ₹5 lakh - 7.50%* p.a.
3. What documents are required to open the Digital Savings Account?
Ujjivan SFB Digital Savings Account requires only your PAN Card and Aadhaar Card to open the account. However, please ensure your Aadhaar is linked to a valid mobile number. The OTP will be sent only to the registered mobile number linked to your Aadhaar card.
4. What are the joining and annual charges for the RuPay Classic Debit Card offered with the Ujjivan SFB Digital Savings Account?
There is no joining fee for the RuPay Classic Debit Card issued with the Digital Savings Account. However, from the second year onwards, a charge of ₹100 will be levied as an Annual Maintenance Charge (AMC).
5. Can I open the Digital Savings Account in the name of my minor child?
The minimum age to apply for the Digital Savings Account is 18 years. As such, you cannot open the account in the name of your minor child.
6. What are the customer care details of Ujjivan SFB Digital Savings Account?
You can contact Ujjivan Small Finance Bank's customer care at the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility.
7. Do I get updates for transactions in the Digital Savings Account?
Ujjivan Small Finance Bank Digital Savings Account offers a free SMS alert facility, which allows you to receive regular account updates.
8. How much minimum balance should I maintain in the Digital Savings Account?
You need to maintain a monthly average balance (minimum balance) of ₹1,000 in Digital Savings Account.
9. How can I locate the branches of Ujjivan Small Finance Bank?
The Ujjivan Small Finance Bank has 632 branches in 26 States and Union Territories of India. To find your nearest branch, visit the bank's website's 'Locate Us' section.
10. What are the offers available on the RuPay Classic Debit Card?
The RuPay Classic Debit Card unlocks lifestyle, entertainment, and shopping offers at hundreds of merchants. These offers include flat discounts on the total bill and other privileges.
Supercharge your savings! Earn up to 7.50% p.a. interest with our Digital Savings Account!
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