Corporate Social Responsibility

Our commitment to Corporate Social Responsibility is the reflection of our core ethos – 'Serve the unserved and underserved'

 

At Ujjivan Small Finance Bank, our dedication to Corporate Social Responsibility (CSR) is rooted in a core belief: True success is measured by the positive impact we create on society. With this guiding principle, we’ve built a strong corporate culture that seamlessly integrates CSR values into our business objectives and sustainability goals.

 

Our mission is clear: Build Better Lives, Sustainably! We strive to uplift the unserved and underserved, fostering economic inclusion and community growth. Through our initiatives, we aim to create lasting change, empowering individuals and ensuring a brighter future for all.

Empowering Futures Across India

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Our Thematic Areas

Infrastructure Development projects towards renovation of Govt. schools, healthcare centres, Community Playgrounds etc.

Employability training along with placement of differently-abled, Transgenders, youth from the BPL/APL families, Provision of Wheelchairs, and more.

Extending helping hand to the disaster victims during crisis-immediate assistance to natural disaster victims in various regions by supplying kitchen & grocery kits, food relief and more.

Digital literacy at Government schools to address Digital Divide, Academic Scholarship support to the Transgenders, Education for the intellectually challenged, Sports scholarships, and more.

Provision of medical equipment, wheelchairs, set up of Digital Clinics, extended healthcare support during COVID, and more.

Construction of Animal Shelter, installation of Solar Panel for economic & sustainable power source, Water Conservation, Project Swachh Neighbourhood initiative, etc.

UNSDG Alignment

Testimonials

Impact Through Our Programs

Empowering Lives – Our CSR programs aim to drive lasting change for an inclusive future.

At Ujjivan, our CSR initiatives are thoughtfully designed to deliver sustainable, high-impact benefits to every intended beneficiary. Guided by insights from our field teams who deeply understand the communities’ unspoken needs, each project is rigorously evaluated to ensure it aligns with our commitment to social responsibility and creates lasting positive change.

Awards & Achievements

Received the prestigious Mother Teresa award for Corporate Citizen 2021 from LIBA in appreciation of the difference made in the lives of the marginalized through our CSR activities.

Awards
Awards

Volunteer Engagement / Orientation

At Ujjivan Small Finance Bank, our mission is to create a positive impact through our Employee Volunteering Program. This initiative empowers employees to engage with NGOs of their choice, allowing them to contribute their time and skills to meaningful projects.

Rajesh Jogi

Rajesh Jogi

Independent Director

Mr. Rajesh Jogi joins the Bank as an Independent Director. He brings rich work experience of almost 3 decades in the Banking Industry with a focus on risk management. He last worked with the Natwest Group (erstwhile RBS Group) where he led key strategic projects and transformation. He was the Chief Risk Officer, India of the Royal Bank of Scotland and subsequently the Country Head of Risk, India for the Group. He is also a Non- Executive Director on the Board of a few other companies. Mr. Rajesh Jogi holds a Bachelor of Arts degree in Economics and is a Fellow member of the Institute of Chartered Accountants of India. He also attended the Advanced Management Programme from the Harvard Business School in Boston.

Sudha Suresh

Sudha Suresh

Independent Director

Ms. Sudha Suresh is an Independent Director of our Bank. She is a finance professional with a rich experience of more than two decades in private and public companies and a decade as a practicing chartered accountant. She is the founding partner of S. Rao & Associates, Chartered Accountants, Bangalore. She is also the founder of Mani Capital. She was the Managing Director and CEO (2017-2018) and Chief Financial Officer (2008-2017) of Ujjivan Financial Services Limited. Prior to this, she served as the CFO/Finance Head for many companies. She is serving as an Independent Director on the Board of Royal Sundaram General Insurance Co. Limited. She is a qualified Chartered Accountant with the Institute of Chartered Accountants of India and a Company Secretary with the Institute of Company Secretaries of India. She is also a Grad ICWA from the Institute of Cost & Work Accountants of India.

Carol Furtado

Carol Furtado

Whole-Time Executive Director

Ms. Carol Furtado is a Whole-Time Executive Director of Ujjivan Small Finance Bank. She comes with 29 years of banking experience in Retail Banking and NBFC domains with expertise in leading Business, Banking operations, Credit, People functions and Service Quality. Ms. Carol is a key member of the leadership team that laid the foundation and built Ujjivan. She was instrumental in the recognition of Ujjivan as a certified great place to work. She has previously worked with the ANZ group, Bank Muscat and Centurion Bank Ltd. In 2009, Ms. Carol was the recipient of the Financial Women’s Association award by Women’s World Banking in recognition of her demonstrated professional commitment. She is a post graduate from Mount Carmel Institute of Management, Bangalore, and has been part of strategic leadership programs conducted by Indian Institute of Management, Ahmedabad and Harvard Business School, Boston.

Rajni Mishra

Rajni Mishra

Independent Director

Ms. Rajni Mishra is an Independent Director of our Bank. She has been a career banker for nearly four decades, with State Bank of India as well as its Associate Banks where she has handled varied assignments and diverse portfolios, gaining exposure in Branch Administration, Corporate Credit, Forex Treasury, Vigilance, Audit & Inspection etc. She is also serving as an Independent Director on the Board of Cupid Limited and Aspinwall and Company Limited. She holds Master’s Degree in Commerce (Gold Medallist) from M S University, Vadodara.

Anita Ramachandran

Anita Ramachandran

Independent Director

Ms. Anita Ramachandran is an Independent Director of our Bank. She is a well-known HR expert in the country and has over 4 decades of experience as a management consultant. She began her career in the Management Consultancy division of AF Ferguson & Co (the KPMG network company in India then) in Mumbai in 1976 as the first woman consultant in the firm. She founded Cerebrus Consultants in 1995 to focus on HR advisory services. She is known as an authority in Reward management in the country and has worked on HR transformation initiatives across sectors. She also works with several PE firms and start-ups to mentor them through their growth journey. She is also an Independent Director on the Board of several reputed listed companies such as Grasim Industries, Metropolis Healthcare, Happiest Minds, Blue Star Limited and FSN E-commerce (Nykaa) and also in few unlisted Companies including Godrej & Boyce Limited and Aditya Birla Housing Finance Limited. She also supports many organizations in the social sector through pro bono professional work and remains deeply committed to working with women. She has completed her MBA from the Jamnalal Bajaj Institute, Mumbai

S.NoProjectLocation(s)StateName of the partner/ Direct ImplementationThematic area
1Renovation of Girls hostel - Saradar Vallabhai Patel Educational Trust- Kitchen rennovation, Water proofing etc.UdhanaGujaratParinaam FoundationChote Kadam - Infrastructure development
2Renovation of Balak Pathshala No.4 schoolAligarhUttar PradeshParinaam FoundationChote Kadam - Infrastructure development
3Renovation of Upper Primary SchoolChoudwarOdishaParinaam FoundationChote Kadam - Infrastructure development
4Construction of mid-day meal shelter, toilet & Kitchen renovation at Yellamani Devi Govt schoolDavanagereKarnatakaParinaam FoundationChote Kadam - Infrastructure development
5Construction of New classroom at Haralahalli Govt High SchoolHaralahalliKarnatakaParinaam FoundationChote Kadam - Infrastructure development
6Renovation of toilet, water proofing and painting of 5 classrooms - Neralakottai Govt High schoolMallapadiTamil NaduParinaam FoundationChote Kadam - Infrastructure development
7Solar Street LightingKotliHaryanaParinaam FoundationChote Kadam - Infrastructure development
8Solar Street LightingDhareruHaryanaParinaam FoundationChote Kadam - Infrastructure development
9Renovation of Toilet at Rajkiya Uccha Madhyumik VidyalayaBarijoriRajasthanParinaam FoundationChote Kadam - Infrastructure development
10Renovation of orphanage at Sarvoday kelavani Mandal Sanchalit Kanya Chhatralay,KathorUmraGujaratParinaam FoundationChote Kadam - Infrastructure development
11Gram Panchayat Bhoj - Construction of Dhobi GhatBhojGujaratParinaam FoundationChote Kadam - Infrastructure development
12Construction of Waiting Hall Area at Fulchand primary schoolMakanpurBiharParinaam FoundationChote Kadam - Infrastructure development
13Renovation of Hospital Dental & Opthalmic ward at Community Health centerSahebganjBiharParinaam FoundationChote Kadam - Infrastructure development
14Construction of mid-day meal shelter at Jagat Jyothi Educational InstitutionRajajinagarKarnatakaParinaam FoundationChote Kadam - Infrastructure development
15Renovation of Rajkiya schoolUdaipur BranchRajasthanParinaam FoundationChote Kadam - Infrastructure development
16Renovation of Swami Vivekananda Sishu ParkBordwaliTripuraParinaam FoundationChote Kadam - Infrastructure development
17Renovation of Anganwadi with painting at TatanagariMakarpura RoadGujaratParinaam FoundationChote Kadam - Infrastructure development
18Renovation of Kitchen & Toilet in Nivedita Gramin Mandir,JhargramMediniporeWest BengalParinaam FoundationChote Kadam - Infrastructure development
19Renovation of Kitchen & Store room Pestalozzi Education children society,kultiRatu RoadJharkandParinaam FoundationChote Kadam - Infrastructure development
20Renovation of Public Health Center at AtladharaAkotaGujaratParinaam FoundationChote Kadam - Infrastructure development
21Renovation of Baligori shishu shiksha kendraMatiagachaWest BengalParinaam FoundationChote Kadam - Infrastructure development
22Renovation of drug storage room Tennampatti & Construction of toiletTennampattiTamil NaduParinaam FoundationChote Kadam - Infrastructure development
23Renovation of Toilet & Construction Drinking water fascilities Rajkiya kanya uccha VidyalayaArrahWest BengalParinaam FoundationChote Kadam - Infrastructure development
24Construction of Toilet and Renovation of an existing toiletAlilaghattaKarnatakaParinaam FoundationChote Kadam - Infrastructure development
25Constructiion of a new mid day building at Dahali Prathamik Vidyalaya,Kamrup,AssamMirzaAssamParinaam FoundationChote Kadam - Infrastructure development
26Installation of Solar panel at Animal welfare(Rescue) centerBolagarhOdishaDhyan FoundationAnimal welfare
27Distribution of groceries & kitchen utensils to the disaster victimsAppa pada, MumbaiMaharashtraDirect ImplementationDisaster Relief
28Distribution of groceries to the disaster victimsNagada, Dhamnod, SanawadMadhyapradeshDirect ImplementationDisaster Relief
29Distribution of groceries to the disaster victimsChennaiTamil NaduDirect ImplementationDisaster Relief
30Distribution of groceries to the disaster victimsTirunelveliTamil NaduDirect ImplementationDisaster Relief
31Distribution of groceries to the disaster victimsBharuchGujaratDirect ImplementationDisaster Relief
32Education of underprivileged studentsKolkataWest BengalAlumnorum SocietasEducation
33Education of the intellectually disabled studentsChennaiTamil NaduMaithreeEducation
34Educational scholarship to transgendersPAN INDIAPAN INDIABuddy4study FoundationEducation
35Capacity Building on digital literacy for the govt. school studentsSatara & SangliMaharashtraPi Jam FoundationEducation
36Provision of water filter and school aids to Govt. School, UyyamballiUyyamballiKarnatakaDirect ImplementationEducation
37Provision of school aids Govt. School, HandiganurHandiganurKarnatakaDirect ImplementationEducation
38Children's day celebration with the intellectually challenged children at proVision AsiaBangaloreKarnatakaDirect ImplementationEducation
39Provision of School Bags to the underpriviledged kids @ Delhi council of child welfarePalnaUttar PradeshDirect ImplementationEducation
40Provision of school furniture & teaching aids to tribal school through Tagore SocietyBholpurWest BengalDirect ImplementationEducation
41Provision of school supplies to the kids of Udayan, Dindukhi Lalbaba AshramsKolkataWest BengalDirect ImplementationEducation
42Provision of school supplies to Anganwadi, NashikNashikMaharashtraDirect ImplementationEducation
43Provision of school supplies to Marathan sikhsha mandalNagpurMaharashtraDirect ImplementationEducation
44Setting up 10 percolation pits at water stressed areasBengaluruKarnatakaUnited Way of BengaluruEnvironment
45Project Swachh Neighborhood - PAN India183 locationsPAN INDIADirect ImplementationEnvironment
46Setting up of Digital clinics in rural locationsBarwani & KhandwaMadhyapradeshKarma HealthcareHealthcare
47Provision of Dialysis machines to Community hospitalHazaribaghJharkandDirect ImplementationHealthcare
48Provision of Medical equipment, pediatric ward supplies and storage appliances to 20 Urban Health & wellness centres under Municipal corporationErodeTamil NaduDirect ImplementationHealthcare
49Provision of medical equipment to Medical College at Guntur, APGunturAndhra PradeshDirect ImplementationHealthcare
50Provision of Wheelchairs to Sree Avittom Thirunal Public hospitalTrivandrumKeralaDirect ImplementationHealthcare
51Provision of medical equipment to Dr. Nijalingappa Medical College, BagalkotBagalkotKarnatakaDirect ImplementationHealthcare
52Provision of ICU monitors to Barasat Cancer hospitalKolkataWest BengalDirect ImplementationHealthcare
53Livelihood development training & Placement assistance to the differently-abledJamshedpur, Hazaribagh, Ranchi & VaranasiJharkand & UPCheshire disability TrustLivelihood Development
54Livelihood development cum placement assistance to the underprivileged YouthsBhubaneswar & Jaipur=C57Divya Nur FoundationLivelihood Development
55Livelihood development of the orthopaedically challengedBangalore, Chikkaballapur,Hasan, bangarapet,kolar, Krishnagiri, Kunigal(Tumkur)KarnatakaProVision AsiaLivelihood Development
56Livelihood development of the underprivileged YouthsKolkattaWest BengalCalcutta Social ProjectLivelihood Development
57Provision of Motorised tricycles to the Orthopaedically challengedHissarHaryanaDirect ImplementationLivelihood Development
58Provision of Sewing machines to the underprivileged Women through Association for Advocacy and Legal Initiatives(AALI)Noida, UPUttar PradeshDirect ImplementationLivelihood Development
59Provision of Groceries at United Home, Underprivileged Old age homeCoimbatoreTamil NaduDirect ImplementationNutrition
60Sports scholarship & nutritional for the underprivileged boxing athletesImphalManipurMary Kom Boxing FoundationSports
61Provision of sports equipment for the underprivileged students through Lotus Petal foundation schoolSohnaHaryanaDirect ImplementationSports/Education
62Provision of Sports equipment to the neglected children of Sanmathi BalniketanKharadi, PuneMaharashtraDirect ImplementationSports/Education
63Provision of Kitchen supplies & Groceries to Krishak Vikas Samiti - Old age homeJaunpurUttar PradeshDirect ImplementationSupport to Old age Home

 

View our CSR Annual Report for 2023-2024. View Report

S.NoThematic areas ( FY 2024 - 25 )
1Community Development (Chote Kadam)
2Environment
3Livelihood
4Education /Sports
5Healthcare
6Disaster Relief

 

Annual Action plan FY24-25

Parinaam is a non-profit foundation who has been working to eliminate generational poverty through education, Social Inclusion & financial literacy. Ujjivan has been associated with the NGO since inception on addressing the infrastructure challenges faced by the communities. Together with Parinaam, the bank has impacted about 3.8Mn lives through our flagship 'Chote Kadam' program.

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Cheshire Disabilty trust is a part of Leonard Cheshire Disabilty Global Alliance. An NGO for the differently abled in Bangalore, committed to improve their lives. In partnership with the NGO, Ujjivan has been supporting the beneficiaries with livelihood training and placement in the retail, banking, ITeS sectors.

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ProVision Asia, a registered Trust has been working towards empowering people with disabilities in Karnataka since 1999. Partnering with the NGO, Ujjivan has been supporting the PwDs with Wheelchairs thereby granting them independence and dignified lives.

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Divya Nur Foundation tackles the unemployment problem of the youths and marginalised through job placements, enterpreneurship training and economic empowerment. The bank has been working with the NGO since 2020 and supporting the unemployed marginalised youths in training for entry level jobs in Retail thereby boosting their socio-economic status.

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Pi Jam Foundation is a non-profit organisation founded in September 2017 working towards bridging the digital divide. The bank partnered with the foundation in FY 2023. The bank has been supporting the foundation's initiative of equipping the students and eductors of India with access to affordable technology and enhanced quality of Computer science education.

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Dhyan Foundation is a registered NGO run by a group of socially active and environmentally sensitive volunteers towards welfare of the animals, providing shelter and care for the old, sick, abandoned, rescued and ones that are injured from accidents. The bank has been working with the NGO since 2023, and has supported them for the construction and electrification of the animal shelter with solar panels thereby contributing to the environmental sustainability too!

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Buddy4Study is India's largest scholarship platform that connects scholarship and education loan providers with seekers. Ujjivan associated with the foundation in the FY 2023-24, for implementing its exclusive academic scholarship program for providing financial assistance to meritorious and deserving transgender students across India.

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Founded in 1972, Calcutta Social Project has been addressing the crucial needs of the disadvantaged communities - Health, Nutrition, education and livelihood. Ujjivan has been supporting the livelihood development programs of CSP in imparting skill based training enabling the beneficiaries to secure their employment thereby contributing towards breaking the vicious cycle of poverty.

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Maithree, a registered NGO runs a dedicated and integrated special education programme which aims at maximizing the potential of each of the intellectually challenged child in the age group of birth to eighteen years. The bank has been supporting the education program of the society towards social inclusion.

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United Way of Bengaluru is a registered society working towards preserving the environment, besides promoting equal opportunity education, affordable healthcare, Diversity & inclusion, generation of livelihood opportunities etc. The bank contributed in the " One billion drops" & "Save the lake" initiatives of the NGO since FY 2023.

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Founded by Padma Vibhushan recipient Smt. MC Mary Kom , the foundation provides a comprehensive athlete support for the young potentials from the disadvantaged sections of the society. The bank has been motivating the young athletes with sponsorship towards nurturing their talent besides offering infrastructural support to the residential facility.

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For any grievances, please contact: Mr. Sachin Jadhav, National Manager – Sustainable Banking at social.responsibility[at]ujjivan[dot]com