Enjoy elite benefits and maximize your savings potential
Choose excellence, choose our NR Maxima Savings Account!
Enjoy elite benefits and maximize your savings potential
Choose excellence, choose our NR Maxima Savings Account!
Unlimited highlights of the account
Free Issuance of Demand Drafts
Unlimited ATM Transactions across any bank ATMs
Free NEFT, RTGS , IMPS & UPI transactions across all channels
Free Issuance of Cheque Book
Key Features and Benefits of NR Maxima Savings Account
Zero charges on commonly used banking services
Flexible balance maintenance options
Complimentary health services* for the first year (*issued and serviced by insurance partner)
Lifetime Free RuPay Select Debit Card
Earn more with our higher interest rates
Every Branch is your home branch
RuPay Select Debit Card Features
Personal Accident and Total Permanent Disability cover of up to ₹10 lakhs
Two Complimentary Airport Lounge Access per quarter at select domestic airports
Higher Daily ATM Cash withdrawal limit up to ₹2.5 lakhs and POS & E-Com Transaction limit up to ₹ 5 lakh.
Unlimited ATM Transactions across any bank ATMs in India
Complimentary Wellness Services & Golf Lessons
Exclusive Merchant Offers
For more information on benefits of Rupay Select Debit Card, click here
*For the comprehensive Service Charges and Fees, click here
**For more details on Complimentary Health Prime Benefit, click here
*Internet Banking & Mobile Banking facilities across borders - List of countries
NR Maxima Savings Account
Introducing the NR Maxima Savings Account—a premium Savings Account tailored for NRIs. Enjoy unparalleled benefits and best-in-class features designed to help you effortlessly manage and maximise your savings from anywhere in the world.
Essential Criteria
- Minimum Average Balance (MAB) in each NR Maxima Savings account >= ₹ 1 Lakh Or,
- Primary Account holder’s active cumulative Fixed Deposit value >= ₹15 lakhs
Principal amount
₹1,00,000
Quarterly interest amount
₹880
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 3.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 5.00% p.a. | Above ₹ 5 lakhs to ₹ 25 lakhs - 7.25% p.a. | Above ₹ 25 lakhs - 7.50% p.a.
Ujjivan SFB NR Maxima Savings Account Interest Rates
Below mentioned are the Interest Rates with Effect from 13th Sep 2024
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 3.50% |
| > ₹1 lakh to ₹5 lakhs | 5.00% |
| > ₹5 lakhs to ₹25 lakhs | 7.25% |
| > ₹25 lakhs | 7.50% |
You can find additional disclosures here.
Frequently Asked Questions
About Ujjivan SFB NR Maxima Savings Account
1.Who is eligible to open an NR Maxima Savings Account?
The NR Maxima Savings Account is specifically designed for Non-Resident Indians (NRIs) for 18 years and above
2. What are the key benefits of NR Maxima Savings Account?
Some key benefits include zero charges on NEFT, RTGS, IMPS, and UPI transactions, unlimited ATM transactions across any bank ATMs in India, free issuance of cheque books and demand drafts, and a lifetime free RuPay Select Debit Card with various perks.
3. Are there any charges for common banking services?
No, there are zero charges for commonly used banking services such as NEFT, RTGS, IMPS,UPI & ATM transactions, issuance of demand drafts, cheque books and debit cards
4. Can I maintain the NR Maxima Savings Account with a flexible balance across savings & fixed deposits?
Yes, the account offers flexible balance maintenance options – either maintain ₹ 1 lakh and above in savings accounts separately or maintain a cumulative fixed deposit value of ₹ 15 lakhs and above
5. What additional benefits does the RuPay Select Debit Card provide?
The RuPay Select Debit Card offers features such as personal accident and total permanent disability cover, complimentary airport lounge access, higher daily ATM withdrawal and transaction limits, wellness services, golf lessons, and exclusive merchant offers.
6. Is there any complimentary health service provided with this account?
Yes, there is a complimentary health service for the first year, issued and serviced by an insurance partner for customers aged between 18 years and 65 years
7. How can I access customer support for the NR Maxima Savings Account?
You can access customer support through our branches or via our customer service helpline.
8. Is there a fee for the RuPay Select Debit Card?
No, the RuPay Select Debit Card is issued free of cost and is a lifetime free card.
9. Can I manage my NR Maxima Savings Account online from abroad?
Yes, you can manage your account conveniently through online and mobile banking platforms.
10. Are there any restrictions on the number of transactions or ATMs I can use?
No, there are unlimited transactions across all channels and unlimited ATM transactions across any bank ATMs in India.
RBI
LICENSED
SCHEDULED COMMERCIAL BANK
89+
LAKHS
SATISFIED CUSTOMERS
752*
BRANCHES
ACROSS 26 STATES & UNION TERRITORIES
21,000*+
EMPLOYEES
DOORSTEP BANKING
24x7
PHONE BANKING SERVICE
*Data as on 31st Jan 2024. *including IBPC/Securitisation. T&C apply.
