Digital Current Account
Unlock the full potential of your business with our Digital Current Account. Designed for the modern entrepreneur, our account offers higher transaction limits, feature-packed Debit Card and all the convenience of Digital Banking. Say goodbye to heavy paperwork and get started instantly with our secure and convenient account opening process.
Key Features of our Digital Current Account
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Higher transaction limit
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Save more on transactions with RuPay Debit Card
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24 x 7 customer service in your preferred language
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100% safe & secure
Eligibility Criteria
Top Benefits of our Digital Current Account
Access via Internet & Mobile Banking
Unlimited free ATM transactions*
Debit Card with multiple offers
Fund transfer via NEFT, RTGS & IMPS
*T&C apply.
Documents Required
Aadhaar Card
PAN Card (Physical PAN required for Video KYC)
Original Valid Document (OVD) as address proof
*Kindly ensure that your mobile number is linked to Aadhaar
Top Benefits of our Digital Current Account
Access via Internet & Mobile Banking
Unlimited free ATM transactions*
Debit Card with multiple offers
Fund transfer via NEFT, RTGS & IMPS
*T&C apply.
Documents Required
Aadhaar Card
PAN Card (Physical PAN required for Video KYC)
Original Valid Document (OVD) as address proof
*Kindly ensure that your mobile number is linked to Aadhaar
Top benefits of Business Net Banking
| Direct Tax Payment | GST Payment | Bulk File upload | Multi fund transfer |
|---|---|---|---|
| Pay direct taxes like corporate tax, advance tax, TDS/TCS etc via our BNB platform. | Pay GST & do up to 6 transactions seamlessly in one go. | Customers can do up to 5000 transactions in single file upload. Do NEFT , RTGS & IFT transactions without adding beneficiaries & pay up to 5000 payees in single file upload. | Transfer funds up to 6 different beneficiaries in one go. |
How to Open Digital Current Account
Step 01
Enter your mobile number, PAN and Aadhaar details
Step 02
Select product variant and your nearest branch
Step 03
Provide personal details and select required services
Step 04
Complete initial payment and Video KYC
Step 05
Our branch representative will contact you, if needed
Enjoy seamless transactions with your Digital Current Account.
Types of Current Accounts
FAQs
1. What is a Digital Current Account?
A Digital Current Account is a modern business banking solution designed to give you seamless control of your finances - digitally. No need to visit bank branches - you can manage transactions and track expenses via Internet and Mobile Banking. It’s the smart, efficient way to keep your business running smoothly.
2. Why should I choose Ujjivan SFB’s Digital Current Account?
We completely understand that daily business needs can be demanding. To simplify business banking, we have introduced Digital Current Account – a current account that offers comprehensive solutions to all your business banking requirements. Enjoy a seamless account opening process, higher transaction limits, unlimited and free ATM cash withdrawals, and more with our Digital Current Account.
3. Am I eligible to open a Digital Current Account?
You can open a Digital Current Account if you’re 18 years or older and an Indian resident.
4. What documents do I need to open a Digital Current Account?
OVDs include- Passport/Driving License/Voter's Identity Card /Job Card issued by NREGA duly signed by an officer of the State Government/Letter issued by the National Population Register containing details of name & address.
5. Can I open a Digital Current Account from anywhere in India?
Digital Current Accounts can only be opened in the serviceable area of 15 km from a branch.
6. What are the fees and charges associated with Digital Current Account?
For complete list of fees and charges, please click here.
7. Does bank pay interest on a Digital Current Account?
A Digital Current Account is a no-interest bearing account.
8. What is the difference between a Digital Current Account and a Digital Savings Account?
The primary differences are:
Purpose: A Digital Current Account facilitates high-value and frequent business transactions, whereas a Digital Savings Account provides a safe and secure gateway to park your money.
Interest income: Current accounts are non-interest bearing. Such accounts are designed to simplify day-to-day business transactions. With savings accounts, you can earn interest on the account balance.
Transaction frequency: Current accounts facilitate frequent transactions every day, whereas there could be certain limit set for savings accounts.
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Latest Blogs
Catch up on the latest blog updates from your trusted bank!
Why Every Business Needs a Current Account
In today’s fast-paced business world, having a current account isn’t just a good idea—it’s a necessity.
What is the Difference Between Individual and Non-Individual Current Account?
Current Accounts offer an essential gateway to simplify your daily financial transactions.
