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Digital Account

Scaling and Growing exponentially is the need of the hour and in that endeavour what better weapon to use than Technology.
Leveraging the digital channels to full effect for Customer Acquisition at a rapid pace is paramount to the bank.


Ujjivan has always provided its customers with high return investment opportunity through their high yielding fixed deposits products. The industry leading interest rates have caught the attention of many who have chosen the bank to create fixed deposits to avail the facility.


Now, we provide you the convenience to open a Savings account or Fixed Deposit from the comfort of your home in few simple steps. Just keep your Aadhar and Pan handy for Instant Account opening.


  • Key Features of Savings Account Features

    • Open a Savings Bank account Instantly

    • Free Debit Card for 1st year

    • No minimum balance

    • Free Transaction SMS alerts

    • Unlimited free transaction on Ujjivan Bank ATM | 6 free transaction on other bank ATM

    • Speak directly to our 24*7 call center representative

    • Walk-in to any of 474 banking outlets across 24 states and union territories

    • State of art mobile banking in regional languages, bill payments, UPI, recharges and fingerprint login

    • 1 lac accidental insurance on Rupay debit card

    • Banking License Approved by RBI

  • Key Features of Fixed Deposit ATM transaction limits

    • Open a standalone FD without opening a Savings Account

    • High Interest rate of 8.3% on FD for a tenure of 799 days

    • Open an FD for a duration of 30 days to 10 years

    • Fund your fixed deposit by Net Banking / UPI / Debit Card

    • Option to withdraw prematurely without penalty after 6 months

    • Speak directly to our 24*7 call center representative

    • Walk-in to any of 474 banking outlets across 24 states and union territories

    • Get FD advice delivered on registered email ID within 24 hours of opening the account

  • Offers welcome kit

    • Exclusive offers on shopping, restaurants etc., (in collaboration with RUPAY)

  • Eligibility Criteria: Transaction facilities

    • For all New to Bank Prospects

    • Eligibility- Above 18 years for FD and age bracket of 18-60 years for savings Account

    • Docs Required:-Aadhaar and PAN. Please check if your mobile number is linked to Aadhaar

    • Have a valid document for the communication address

    • Agree to link the savings account to receive DBT

    • Complete the full KYC within one year from the date of account opening

An Individual should not have already opened a non-face to face savings account with any other bank.