MCGM Property Tax: How to Pay Property Tax in Mumbai

MCGM stands for Municipal Corporation of Greater Mumbai. Residents of Mumbai are mandated to pay property tax every year towards MCGM. The fund collected via property tax is used by the Government to develop the infrastructure of Mumbai. For the unversed, MCGM Property Tax includes water tax, water benefit tax, sewerage tax, sewerage benefit tax, general tax, education cess, and street and betterment charges. If you have recently bought a house in Mumbai and are eligible to pay property tax, this blog would help you get an understanding of how to pay MCGM property tax. 

You can pay the tax online via the official MCGM portal. Remember, failing to pay property tax within the due date may result in hefty penalties. 

How to Pay MCGM Property Tax: Online and Offline

To undertake MCGM property tax payment, you can follow these detailed steps for both online and offline methods:

1. Mumbai property tax payment online

Step 1: Visit the MCGM Portal

• Go to the official MCGM property tax portal.

Step 2: Log In

• Click on the "Property Tax (New)" button.
• Enter your Property Account Number and the captcha code to log in. If you don't have the account number, use the search option by providing your ward number and property address to retrieve it.

Step 3: View Pending Dues

• Once logged in, you will see a year-wise distribution of any pending dues related to your property.

Step 4: Verify Details

• Review the displayed information to ensure accuracy.

Step 5: Enter Payment Amount

• Specify the amount you wish to pay.

Step 6: Make Payment

• Click on the "Online Payment" option.
• Choose your preferred payment method (net banking, credit/debit card, or UPI).

Step 7: Generate Receipt

• After successful payment, a receipt will be generated. Save this for your records as proof of payment.

2. How to Pay MCGM Property Tax Offline

Step 1: Locate a Payment Center

• Visit any designated Help Center or Citizen Facilitation Center within your ward. You can also go to the office of Assistant Revenue Officers.

Step 2: Make Payment

• Payments can be made using cash, cheque, demand draft (DD), or UPI. Ensure to collect a receipt upon payment.

When is the MCGM Property Tax Due Date?

The MCGM property tax due date is June 30 each year. If you pay your MCGM property tax after the due date, you will incur a penalty. Generally, a 2% penalty will be charged on the outstanding amount for each month that the payment is delayed. This penalty continues to accumulate, increasing by an additional 1% for each subsequent month that the tax remains unpaid. It's important to note that the due date for property tax payment is typically June 30 each year. Therefore, timely payment is crucial to avoid these penalties and additional charges.

What Type of Properties are Exempt from Paying Property Tax in Mumbai?

As of 2024, the state Cabinet has approved the proposal on the property tax waiver for residential flats of less than 500 square feet. Also, properties pertaining to charity and worship are exempt from property tax. 

How to Calculate MCGM Property Tax 

Here are a few steps on using the Mumbai property tax calculator: 

Step 1: Access the MCGM Portal

• Go to the MCGM Property Tax Portal.

Step 2: Locate the Tax Calculator

• Click on the link for the Tax Calculator on the homepage.

Step 3: Enter Required Details

Fill in necessary information such as:

• Ward Number
• Zone and Sub-Zone
• Occupancy Type
• Date of Effect
• Category of Property
• Carpet Area
• Tax Code

Step 4: Calculate the Tax

• After entering all details, click on the "Calculate" button to generate your property tax amount.

Final Steps

• After calculating, review your tax details and proceed to make payment if required.

Using this Mumbai property tax calculator will help ensure you accurately determine your property tax obligations based on current market values and regulations set by MCGM.