A Savings Account That’s Exclusively Designed for Women

Did you know that despite making up nearly 48% of India’s population, women account for only 30% of total bank deposits? Moreover, as per RBI data, the gender gap in financial inclusion is still significant, with many women either not having a bank account or having inactive ones. Recognizing this disparity, banks have introduced Savings Accounts exclusively designed for women. One such account is Ujjivan Small Finance Bank’s Garima Savings Account —a specially crafted savings account designed to empower women financially.

With exclusive benefits tailored to the unique needs of women, Garima Savings Account ensures that you don’t just save, but also grow your wealth efficiently and securely.

Features and Benefits

1. Higher Interest Rates 

Get higher interest rates up to 7.50%* p.a. on account balance ensuring your savings grow faster. *T&C apply.

2. Free Debit Card

Garima Savings Account comes with a feature-rich RuPay Classic Debit Card. The card offers attractive discounts on brands allowing you to save on every purchase. Also, it’s a lifetime free debit card.

3. Higher Cash Deposit Limit

Enjoy free and higher cash deposit limit of ₹5 lakh per month and free unlimited withdrawal at any Ujjivan SFB branch.

4. Free NEFT and RTGS Transfers 

Customers would also enjoy unlimited free NEFT and RTGS transactions through Internet and Mobile Banking.

Why Women Should Opt for the Garima Savings Account

• Tailor-Made for Women’s Needs

  Unlike generic savings accounts, Garima is designed considering women’s financial goals, offering perks that genuinely add value.

• Encourages Financial Independence

  Whether you’re a homemaker, professional, or entrepreneur, having an independent savings account with exclusive benefits helps build financial confidence.