Supply Chain Finance
Ujjivan SFB offers Supply Chain Finance (SCF) facility that helps MSMEs improve their cash flow and reduce costs by optimizing the flow of funds throughout the supply chain. This enables the buyer to optimize the working capital and the supplier to generate additional operating cash flow, thus minimizing the risk. SCF is an Anchor (usually a large corporate/OEMs) driven program that is broadly divided into 2 categories, namely Dealer Finance and Vendor Finance
Dealer Financing:
Dealer/Distributor network is an essential element of the corporate supply chain ecosystem. Dealer Financing provides revolving working Capital facility to Dealer/Distributor for buying goods from the corporate. Payment is made against invoices raised by anchor to the dealer.
Vendor Finance:
Vendor Finance facility provides financing solutions to Suppliers/Vendors of Anchors against the goods supplied and invoices raised by Supplier/Vendor on the Anchor.
| Dealer Financing Structures | Vendor Bills Discounting Solutions |
|---|---|
| Loan amount range: ₹ 2 – 500 Lakhs | Loan amount range: ₹ 5 – 500 Lakhs |
| Tenure range (in months): 12 months | Tenure range (in months): 12 months |
| Rate of Interest (ROI): 10-13% p.a. | Rate of Interest (ROI): 10-13% p.a. |
