Sampoorna Lakshya
Sampoorna Lakshya Features Benefits How to Apply Interest Rates Eligible FAQs

Sampoorna Lakshya

Reach your short-term goals effortlessly with Ujjivan SFB Sampoorna Lakshya Recurring Deposit. Choose a tenure between 3 months and 120 months, deposit ₹3,000 or more and earn high interest rates up to 8.25% p.a. Senior citizens are eligible for an additional 0.50%* p.a. interest rate. No penalty for premature withdrawals.

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Key Features of Ujjivan SFB Sampoorna Lakshya

  • Deposit tenure of 3 months to 120 months
  • Minimum goal amount is ₹3,000 and in multiples of ₹1,000
  • Zero penalty for premature closure after 6 months
  • Option to open account at bank branches and centre meetings
  • Fund your deposit directly from the USFB account
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Top Benefits of Ujjivan SFB Sampoorna Lakshya 

  • Enjoy higher returns up to 8.25%* p.a.
  • 0.50%* p.a. higher interest rate for senior citizens 
  • 24*7 customer care facility 
  • Get Sampoorna Lakshya passbook printed at the branch 
  • Account can be opened at any bank outlet located across 24 states and Union Territories

Minimal Requirements

  • Resident individual customer should have an existing savings account with Ujjivan SFB
  • Existing individual current account at Ujjivan SFB

How to Open a Sampoorna Lakshya Recurring Deposit Fund Online

Follow these simple steps to open Sampoorna Lakshya Recurring Deposit online:

 

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Sampoorna Lakshya short-term recurring deposit scheme through any of the following methods-

  • Internet banking
  • Mobile banking application 
  • Give a missed call at 799-666-6663
  • Visit the nearest bank branch
  • Visit the online deposit page and complete the KYC requirements 

If you choose the online process, we will send you the short-term deposit receipt to your registered email ID within 24 hours. 

For further assistance, call our 24*7 customer support team. 

Ujjivan SFB Sampoorna Lakshya Personal Deposit Interest Rates 

Below mentioned are the Interest Rates with Effect from 13th Sep 2024


 

TenureInterest Rate (p.a.)*
6 months7.00%
9 months7.50%
12 months8.25%
15 months to 18 months8.00%
21 months to 30 months7.75%
33 months to 60 months7.20%
63 months to 120 months6.50%
Additional Interest Rate for Senior Citizens0.50%

 

*Disclaimer: Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank.

Am I Eligible for Ujjivan SFB Sampoorna Lakshya Deposit?

Check our eligibility criteria before applying:

  • There is no minimum age requirement to open this deposit
  • You are required to provide your customer consent on account opening form
  • You need to have existing savings or a current account with Ujjivan SFB

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FAQs 

1. What is the Ujjivan Small Finance Bank Sampoorna Lakshya Deposit?

Ujjivan Small Finance Bank Sampoorna Lakshya is a recurring deposit scheme designed to help you systematically achieve your short-term and long-term goals.

2. What is the interest rate offered for Sampoorna Lakshya?

The interest rate can range between 6.50% p.a. to 8.25% p.a. based on the tenure. Senior citizens are eligible for an additional interest rate of 0.50% p.a. If you’re a senior citizen, you can earn up to 8.75% p.a. for a 12-month tenure.

3. Does Ujjivan SFB Sampoorna Lakshya deposit offer any special benefit for senior citizens?

Ujjivan SFB Sampoorna Lakshya's short-term deposit provides an additional interest rate of 0.50% for senior citizens. 

4. Will I be levied penalty charges if I make premature closure?

You will not be charged any penalty fees if you prematurely close the Sampoorna Lakshya deposit fund after 6 months of investment.

5. Can I open the Ujjivan SFB Sampoorna Lakshya Deposit online?

Yes, you can open it online. You can even open your Ujjivan SFB Sampoorna Lakshya short-term deposit by visiting a nearby bank branch.

6. Can I just bring my money to the bank branch and open the Sampoorna Lakshya Fund?

No, to open the Sampoorna Lakshya short-term deposit, you need to have either an existing savings account or a current account with Ujjivan SFB from which you can directly deposit the fund. 

7. I have a question regarding the Sampoorna Lakshya Deposit Fund. Whom do I ask?

For any assistance required with opening your Sampoorna Lakshya recurring deposit scheme, you can call Ujjivan SFB customer care at 1800-208-2121. You can even drop a mail on the ID- customercare[at]ujjivan[dot]com.

8. Do I need to be of a certain age to open the Sampoorna Lakshya Deposit Fund?

No, there is no minimum age required to start your Ujjivan SFB Sampoorna Lakshya Recurring Deposit Scheme.

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