Ujjivan Home Loans
We specialise in tailored solutions for customers seeking assistance with home construction, purchases, renovations, and loans against property.
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Home Purchase & Home Construction Loan
With Ujjivan SFB, we facilitate your journey towards owning a new home by offering accessible loan options.
Composite (Plot Purchase & Self Construction) Home Loan
Planning to invest in a plot and build your perfect home? You're at the right destination. We're committed to providing the financial support required to bring your dream to life.
Home Improvement Loan
Every now and then, all households deserve a new look. Our Home Improvement Loan makes it much easier to renovate and repair your beloved home.
Home Equity Loan (Non Home Loan)
Loan for Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.
Commercial Purchase Loan (Non Home Loan)
Purchase of commercial space, office outlet etc.
Note:
Life insurance and Property insurance premium as applicable
Stamp duty as applicable in states/UT
CERSAI charges
Pre-qualified Top Up Loan
Leveraging the value of your relationship with Ujjivan SFB. With our pre-qualified top up loan, you can now fulfill your dreams
Note:
Applicable only for existing eligible customers
#Ujjivanblogs
Latest Blogs
Catch up on the latest blog updates from your trusted bank!
Difference Between Home Equity Loans and Home Loans: Which is Right for You?
Whether you're planning to buy a new home or need funds for other purposes, financing options like home equity loans and home loans
Understanding the Role of Home Loan Agents and Brokers
Buying a house is a significant decision that requires careful financial planning.
How to Get a Home Loan After Retirement
FAQ
What is the minimum and maximum loan amount for Ujjivan Home Loans?
Ujjivan Home Loans offer a minimum loan amount of ₹2,00,000, with the maximum amount extending up to ₹75,00,000.
What is the tenure range for Ujjivan Home Loans?
The tenure ranges from a minimum of 39 months to a maximum of 240 months, offering flexibility to suit different financial needs.
What are CLADUM charges and how are they calculated?
CLADUM charges include Credit, Legal, Administrative, Documentation, Upkeep of documents, and Maintenance fees. These charges typically range from 1.0% to 2.0% of the loan amount plus applicable GST.
Is there a pre-processing fee for Ujjivan Home Loans?
Yes, there is a non-refundable loan processing fee of ₹3,350 plus GST applicable for all loan types.
Are there any additional charges besides the processing fee?
Yes, additional charges include CERSAI charges and stamp duty as per the applicable state/UT regulations (shall be paid directly to the respective authorities), along with optional life and property insurance premiums (deducted from the disbursement amount)
What is the eligibility criteria for a Pre-qualified Top Up Loan?
Pre-qualified Top Up Loans are exclusively available for existing eligible customers (subject to Bank’s internal Policy) with a minimum loan amount of 1,00,000 and a maximum of 10,00,000
How is the rate of interest calculated for Pre-qualified Top Up Loans?
The rate of interest for Pre-qualified Top Up Loans is just 1% higher than the core loan's ROI, providing a competitive advantage for eligible customers.
Can Pre-qualified Top Up Loans be availed for any purpose?
Yes, these loans can be utilised for fulfilling various dreams or financial requirements of the customer, given they meet the eligibility criteria.
What is the tenure range for Commercial Purchase Loans?
The tenure for Commercial Purchase Loans ranges from a minimum of 39 months to a maximum of 84 months, catering to the specific needs of commercial property acquisition.
