Regular Savings Account
Set foot towards a financially secure future with Ujjivan SFB Regular Savings Account. Enjoy the convenience of doorstep account opening services and grow your savings with higher interest rates. Additionally, you can use our Internet Banking services or our Mobile App to manage your account on the go. Your welcome kit includes, a personalised RuPay Debit Card, which you can use for hassle-free transactions.
Key Features and Benefits
*For the comprehensive Service Charges and Fees kindly click here
Get exciting RuPay Debit Card offers & discounts, click here
How to Open a Ujjivan SFB Regular Savings Account Online
Follow these simple steps to open the Regular Savings Account online.
If you are a new customer
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Regular Savings Account through any of the following methods
For further assistance, you can call our 24/7 customer support or visit your nearest branch.
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 3.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 5.00% p.a. | Above ₹ 5 lakhs to ₹ 25 lakhs - 7.25% p.a. | Above ₹ 25 lakhs - 7.50% p.a.
Ujjivan SFB Regular Savings Account Interest Rates
Below mentioned are the Interest Rates with Effect from 13th Sep 2024
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 3.50% |
| > ₹1 lakh to ₹5 lakhs | 5.00% |
| > ₹5 lakhs to ₹25 lakhs | 7.25% |
| > ₹25 lakhs | 7.50% |
You can find additional disclosures here.
Eligibility Criteria
Channel Access
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5 free transactions per month at any other Bank’s ATM
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Free Personal Net Banking facility
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Free Mobile Banking app in 9 different languages of your choice: Hindi, English, Kannada, Tamil, Marathi, Gujarati, Bengali, Odia, Punjabi
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Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121
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FAQs
1. What is Regular Savings Account?
Ujjivan SFB’s Regular Savings Account lets you earn higher rates on your savings. The account comes with multiple benefits including, RuPay Debit Card, mobile banking facility in 9 different languages, convenience of doorstep banking, and more.
2. What is the minimum balance I have to maintain to avoid charges?
You need to maintain a minimum account balance of ₹1,000. Non-maintenance of minimum balance may attract additional charges.
3. How is the interest calculated?
The interest is calculated daily (at the end-of-the-day) balances and the interest is credited to your account on a quarterly basis.
4. Which debit card am I eligible for if I open a Regular Savings Account?
You will be eligible for a RuPay Classic Debit Card. For more information about the card’s offers and benefits, click here.
5. What is the reissue fee if I lose my debit card?
If you lose your Regular Savings Account RuPay Classic Debit Card, you can reissue it by paying ₹150.
Supercharge your savings! Earn up to 7.50% p.a. interest with our Digital Savings Account!
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